I just gotta say, there is a lot in this entire thread that is "wrong", talking ESG, nope, mirroring is wrong, where funds held is wrong. Welcome to the boards. I'll tell you straight up, there are many things spewed above that are just wrong. Try me on the source. Google Jonathan Glidden. You will find him in the org chart, but also just see what his pension group does. Then cross reference the MBCBP SPD to see where MBCBP funds are actually located and how they are managed. I'm off to bed, y'all enjoy.



I'm home after 7 days straight ending in a redeye, so I'm toast. Poor planning and schedule changes as a junior CA vs 15% in seat... but I digress, reality is setting in.. Lots to unpack. I'll work to dissect things when I get a moment. Y'all have fun with the reality. Jan 23 S&P purchase felt rough in October, but genius level in December. These are different baskets. Understand that, and yes, portfolio ratio is open to change.