Warren, You have $90K, $900K in your account now? If so not impressed. You have $9M then why are you complaining on this board about unity go retire. Unity killer is other pilots trying to push their wants on other pilots, period.
I have only flown with one pilot that wants a big B fund and no A fund. He got hired at 26 about five years ago.
Give your kids a good education and spend time with them. Much better than giving them a bunch of money to dance around your grave on.