Originally Posted by
Flyingphi
Thanks for pointing this out! With this, what’s the projected ROI…3-4%.
The majority of the ROI comes from the ability to tax shelter more of your income. The determination of the value of that benefit is a highly individual consideration.
It's in the title 'cash balance plan.' It's basically a savings account for your spill money so you don't have to pay your high marginal rate on it.