Originally Posted by
Uninteresting
guessing many in the plan are happy the past week versus those who funded their entire year into the S&P the past 2 months.
Kinda depends on what one's timeframe is on dollar cost averaging. 1 year or 35 years?
1 year is closer to market timing. 35 years is at the other end of the dollar cost averaging spectrum.
Don't let perfection get in the way of good. But whatever path one takes, investing as soon as possible (age 16-18) is one of the biggest keys to success. Not only due to the longer time horizon but also in building a good habit pattern of paying oneself first and delayed gratification that hopefully lasts a lifetime.