Originally Posted by
hockeypilot44
Every bit helps. We’re 2 percent away from having to put nothing away for retirement and still have money going into MBCBP for most of our captains and maxed out fo’s. It took a couple decades to replace pension. Unfortunately, some are making out better than others.
I'd have much rather have that 2%, and have it adjust yearly to max out our DPSP. That would be more than enough for most Delta pilots to retire comfortably. Ya, we're getting taxed more at that overage, just more money to live life/work less now. Between 401k, TSP, Roth IRA, HSA, taxable brokerage, the last thing I need is more of my money in accounts tied to the market and mostly locked away to my 60s...if I'm lucky enough to live long enough to enjoy it.
Originally Posted by
hockeypilot44
I just looked because I was curious. I’m down .06 percent this year. Up 15 percent in last 12 months. Is what it is. Doesn’t even faze me.
This! Just more people making a mountain out of a molehill.