Originally Posted by
marcal
I wish we could pay the bank back one hour at a time and without needing to go over 80. It’s insanely hard to break 80. It’s been a terrible investment tbh. I’m paying back negative hrs at almost double I pulled out bc of how hard it is to break 80(when I borrowed I was unaware of the payback restrictions).
The reason it's so hard is because it has to be credit hours and there is a lot of non-credit time on people's schedules and in their pay. RES never builds enough credit for paying the bank back but can get paid well over 80.