Originally Posted by crewdawg

Honest question, is the note thing really that big of a deal? The one I've had to provide in over a decade was easy enough and only becuase of a GFB call. If that rate keeps up, having to provide 2 or 3 notes in a 3.5 decade career is a small pain to keep an amazing sick benefit. I wasn't a fan of it initially, but I really don't understand the gnashing of teeth over this. The fact that there was a question about switching to an accumulation model is concerning.