This is what the folks saying “oh just go to a legacy it’s more money” don’t understand

If I can’t get mostly day trips and an occasional two day in the base of my choice In any meaningful amount of time before I retire the money really means nothing. It’s a million dollar up front investment that starts to make money after 8 yrs and you do get way ahead at a legacy if you have a good amount of years left after that. The schedule however- NEVER.