Originally Posted by
Viper25
What is the advantage to maxing the 401k just enough to not allow MBCBP contributions?
This sounds like reducing retirement savings with extra steps?
Some people don’t want anymore $$ locked into a plan that you can’t penalty-free withdraw until 59 1/2.
To those calculating whether the MBCBP is worth it, goto 401k.com->MBCBP->Plan information->MBCBP Investment Performance Report
Annualized returns since the 2023 inception have gone from a low of 13.41% to a high of 19.37%. It generally is 14-16% (and no 1.85% ALPA dues ).