Originally Posted by Planetrain

Some people don’t want anymore $$ locked into a plan that you can’t penalty-free withdraw until 59 1/2.
To those calculating whether the MBCBP is worth it, goto 401k.com->MBCBP->Plan information->MBCBP Investment Performance Report

Annualized returns since the 2023 inception have gone from a low of 13.41% to a high of 19.37%. It generally is 14-16% (and no 1.85% ALPA dues ).