We're on my wife's insurance now because our DL insurance is so bad she just refused to deal with it anymore. The last straw was when the main provider in our area (who also runs damn near every clinic/office in the state in one way or another) dropped UHC. They were able to come to an agreement in the eleventh hour but it was one last shot across the bow that we decided to take heed of.

It boggles my mind that I had better insurance at the non-sked I flew for before coming here. I can't imagine having to deal with it in your situation, HK. It was most definitely on my survey.