Gentlemen and Ladies,

Have gone round and round with this with the locals but want to hear what you all have to say pro or con on taking SBP?

Am I better off taking that 270 a month and getting a term or whole life insurance policy? I am thinking it is a big expense to give my spouse 55% percent of my avg high three 50%. I am an O-4 retiring at 20 years.

Can you change your mind later?

Thanks,
Spanky