I really think not all of the ND's that say, "I am here because the market crashed" is BS. I do not doubt some did loose some money, but it is just an easy excuse to give us junior guys, end of conversation.

These guys have plenty of $$ to retire, some just would not know what to do with themselves, others want to keep going to Asia to see their GF's...make a little extra for that last extravagant vacation...whatever it is they are not hurting.

From the horse's mouth, one guy budgets 2K a month for traveling to ANC...airline tix rental cars... I am sure there are more guys that do that....

my 2 cents...