People who Produce should change there W-4s to 99 Dependents. I did this in College for my summer jobs when I knew I would get all my tax back, since I didn't feel like giving the gubiment a interest free loan.

Just Pay what you owe when Tax Time comes around.

Yes I know there is a substantial penalty for underpayment. How the Government gets away with an 8% interest penalty for underpayment while I get no interest on my refund (if I get one) is beyond me. But if everyone changed thier with-holding now, It's be a year before they came after you. The Government would shut down way before then.

P.S. If I lived in a state that was talking about IOU's vice refund checks, I'd be doing this yesterday. (California)