Logic tells me it should be easy. Find a bank in the family's area (wells fargo, b of a) set up an account that only the spouse has access to, enabling electronic transfers from anywhere. attach a 529 to it, and she has the ability to make her house work day to day, and another bucket for long term.
4400 crews x 10$ or more can do a lot for the family. not to mention plus
those of us that arent crew. i'm going to ck it out today.