I agree whole heartedly. Every situation is different, and every pilot will look at it a different way, no matter how similar the view points are. One pilot might feel comfortable taking a plane when another pilot doesn't just due to past experiences or more background knowledge on the situation.
We should all look at each situation individually and not crucify another pilot's decision (not that anyone here is, don't get me wrong). No matter what version of the story we hear, it will never been the exact same as actually being in that pilot's shoes and having to make the decision on the spot.