Its not expensive for the area. Check the prices at Blue Ridge Aviation in Vacaville - you'll run to ATP. BTW - Blue Ridge is run by a *********. He treats the military well but his own employees and other he tells you what you want to hear and thats changes faster than the wind...
He had his land developed buddies tried to get the aero club closed and training moved to his FBO.
Stick with ATP - get your ratings and start earning a living and paying off those loans.
Good luck to you...
-LAFF