If you chose carefully, an FBO can provide everything you need at about 1/3 the cost of most of the glossy-brochure academies. ATP seems to have a reasonable program, but my experience with them is limited.
Stay away from the pilot factories!!!!! (Riddle, DCA, MAPD) Even if you have the $$$. Invest the
saved cash in a 401K you will need it.
I did PVT thru CFII, MEI for less than 30K in the year 2000.