I had a guy I soloed at 45hrs, signed off for PPL ride at 186. No he wasn't going for pro, just leisure.

Pearl, it depends on your situation and your priorities. It would be really hard to really see your future in your current situation on whether or not you can hack it as a pro. Honestly you're in the best position because even if you get a PPL at 60hrs, you still need to build time to get to the Inst/Comm/CFI anyways. You have a good way to pay for your flying without going into crazy debt. I wish you the best of luck in your path, regardless of where it takes you.