Wegs,

If it makes you feel better, I have known hundreds of pilots.....the best are the ones who have the "love" for flying and not the pay. Yes, you only live once and there are ways. Look into scholorships and take a deep look into your current way of living and start reajusting now. It can be done, and seroiusly consider the academic approach, you can get scholorships, pell grants and such. If you get real frugal, you can pay off as you go or at least put big chuncks into paying them off while in school so you are not paying so much once you are out.