Shaun

like the others have said, dont worry what someone else here says,
in your own mind you can find the info useful or not.

Look out for youself in the near term. get some time in just like I am going to have to, and then you start the give back game.

There has been some really nice and helpful people and not so helpful people that have replied to me, but at the end of the day there is no one but me that pays my mortgage.

I would say dont change a thing on how you behave here, speak you mind.

I dont really see a thing wrong with what you said, but again, I am nearly in the same boat.

Reeves