If you ladies and gents could please offer me any guidance as to what you think of my plan I would really appreciate it. I have 162 hours to date, and I am getting very close to taking my Instrument checkride. Suppose I have 175 hours by the time I get the ticket. That leaves me with 75 hours to go. Let's deduct 20 hours for the multi engine rating, and another 15 for complex time. This leaves me with 40 more hours to go. The FBO I train out of does not have either a complex or a multi engine craft. They do however, have a venerable 150 that goes for $76/hour. My plan is to buy block time and fly some cross country trips for 20 hours in the 150. After that I would train for the commercial maneuvers using one of their 172s. Then, I could get my multi-engine rating (at another FBO), followed by getting my complex time in a 172 RG (same place that has the multi) and commercial. Here is my dilemma. I feel like I should first get some complex time before building time in the 150. One of the CFIs advised that I should have prior experience in a complex prior to jumping right into a Piper Aztec. Besides, this would ease in the transition of training for the commercial in a 172 and then going back to the 172 RG and finishing up. Any suggestions are greatly appreciated...