Originally Posted by
TrashToad
Andy to clarify your statement:
'The magic number to reach is 7305 AD days on your PCARS; they count leap years in the 20 yr calculation. Also, after reaching 20, your IDTs and other non-AD points count toward retirement pay. In my case, I had ~21 1/2 yrs AD but am getting paid for 23 yrs 4 mos due to all of my drill points.'
So once you hit your 20 years AD retirement with the 7305 points not twenty solid guard/reserve years, the MAN credits you with your IDTs and other non-AD points toward retirement?
I assume that you don't have a question on 7305, but for anyone who does, the math is 365x20 + 5 (5 leap years in 20 years) = 7305. Those must be in the AD column in your PCARS in order to get an AD retirement.
To answer your question, suppose you have 7670 AD points (21.0 AD years) and 547 IDTs/non-AD points. You would add the 547 pts (1.5 yrs) to the 21 and get a retirement based on 22.5 years of active duty service.
The caveat is that anything over 365/366(leap years) doesn't count toward retirement. Example: you're on orders for a full FY so you get 365 AD points + 20 participation pts. Unfortunately, the 20 participation pts don't count toward retirement because it is greater than 365.
There are a couple of pubs out there that explain this; I did a google search long ago to find out about that. In my case, I was in the Guard/Reserve 1999-2010 and although I worked several years with 365 AD points (so no participation credit), I had been a traditional Guardsman 1999-2003 and got a ton of AFTPs during that time. My inactive duty points ended up being worth almost 2 years of additional AD credit.
Hopefully that makes it a bit clearer; let me know if you need more granularity.