Interview Credit Check
06-29-2017 | 11:49 AM
#1
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Interview Credit Check
I tried searching for the information but the word "credit" pings so many posts. Do any of the majors or LCC's do a credit check as part of the interview? Mine is okay (good enough to buy a house) but I wouldn't call it amazing. Thanks!
06-30-2017 | 07:14 AM
#4
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I would think that a credit check would be more like an indentity verification.
They probably don't care about your score, they might just want to see that you have one.
This is why I dislike part of Dave Ramsey's advice. He tells people to never use credit at all. After a few years of doing that, your score will be zero, or what they call a "thin folder." Many potential employers will see that as a HUGE red flag that something like identity theft could be going on. They may investigate further to find out what's going on-and ask why you have no credit score, but I bet they would just move on to the next guy and you would never get an interview.
I like a good bit of Daves advice, but that strategy is stupid and harmful.
They probably don't care about your score, they might just want to see that you have one.
This is why I dislike part of Dave Ramsey's advice. He tells people to never use credit at all. After a few years of doing that, your score will be zero, or what they call a "thin folder." Many potential employers will see that as a HUGE red flag that something like identity theft could be going on. They may investigate further to find out what's going on-and ask why you have no credit score, but I bet they would just move on to the next guy and you would never get an interview.
I like a good bit of Daves advice, but that strategy is stupid and harmful.
07-02-2017 | 12:08 PM
#5
In a land of unicorns
Joined: Apr 2014
Posts: 7,045
Likes: 63
From: Whale FO
I would think that a credit check would be more like an indentity verification.
They probably don't care about your score, they might just want to see that you have one.
This is why I dislike part of Dave Ramsey's advice. He tells people to never use credit at all. After a few years of doing that, your score will be zero, or what they call a "thin folder." Many potential employers will see that as a HUGE red flag that something like identity theft could be going on. They may investigate further to find out what's going on-and ask why you have no credit score, but I bet they would just move on to the next guy and you would never get an interview.
I like a good bit of Daves advice, but that strategy is stupid and harmful.
They probably don't care about your score, they might just want to see that you have one.
This is why I dislike part of Dave Ramsey's advice. He tells people to never use credit at all. After a few years of doing that, your score will be zero, or what they call a "thin folder." Many potential employers will see that as a HUGE red flag that something like identity theft could be going on. They may investigate further to find out what's going on-and ask why you have no credit score, but I bet they would just move on to the next guy and you would never get an interview.
I like a good bit of Daves advice, but that strategy is stupid and harmful.
What a stupid advice.
I try to use as much credit as ever possible, makes life a lot easier/cheaper.
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