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Airline Pilot Central Forums (https://www.airlinepilotforums.com/)
-   Delta (https://www.airlinepilotforums.com/delta/)
-   -   Minimum Balance Plan (https://www.airlinepilotforums.com/delta/140335-minimum-balance-plan.html)

RunFast 11-16-2022 08:12 AM
Originally Posted by OOfff (Post 3532691)
I made more than 330k this year.
Do you mind sharing BES with us, please? Just as a measuring stick.

notEnuf 11-16-2022 08:12 AM
Originally Posted by bugman61 (Post 3532732)
Lol. Which means that it’s spendable cash that you want to take away.
By default because of poor planning and a delayed previously negotiated benefit. What is the intent of our retirement DC?

OOfff 11-16-2022 08:14 AM
Originally Posted by notEnuf (Post 3532733)
It's an entire separate section in the PWA. You should read it sometime, it's section 26 BTW. Keep up your credulity, your doing a great job.
currently, that PWA section pays me cash that I can do with what I see fit. Why you want to take that away from me is incomprehensible.

OOfff 11-16-2022 08:15 AM
Originally Posted by notEnuf (Post 3532735)
By default because of poor planning and a delayed previously negotiated benefit. What is the intent of our retirement DC?
poor planning? How so?


the intent of our DC is to allocate money to us for retirement. My overage is used for that purpose, just not in substandard vehicles that I do not want.

notEnuf 11-16-2022 08:16 AM
Originally Posted by OOfff (Post 3532736)
currently, that PWA section pays me cash that I can do with what I see fit. Why you want to take that away from me is incomprehensible.
Why you don't want to increase the DC benefit for all and shelter those funds as intended is incomprehensible.

bugman61 11-16-2022 08:16 AM
Originally Posted by notEnuf (Post 3532735)
By default because of poor planning and a delayed previously negotiated benefit. What is the intent of our retirement DC?
Again, you are saying everyone should stop working once we hit the irs compensation limit?

notEnuf 11-16-2022 08:17 AM
Originally Posted by OOfff (Post 3532738)
poor planning? How so?


the intent of our DC is to allocate money to us for retirement. My overage is used for that purpose, just not in substandard vehicles that I do not want.
The union should have foreseen this need and we as a group didn't act on this until just a few years ago.

OOfff 11-16-2022 08:17 AM
Originally Posted by RunFast (Post 3532734)
Do you mind sharing BES with us, please? Just as a measuring stick.
check your pms

m3113n1a1 11-16-2022 08:18 AM
Originally Posted by notEnuf (Post 3532728)
Hate to break it to you but your entire 401k is already "locked up" and nope your DC contributions are not spendable cash other than the overage you cherish.
Actually it's not locked up if you do the mega back door.

OOfff 11-16-2022 08:18 AM
Originally Posted by notEnuf (Post 3532742)
The union should have foreseen this need and we as a group didn't act on this until just a few years ago.
what need? The need to lock up my 401k excess into substandard vehicles I do not want?

enjoy an MBCBP if you want to. Don’t make me enjoy it.


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