Term Life recommendation
 

I’m looking to get a term life policy outside of Delta’s offered options. What companies have you been happy with? Thanks in advance.

If you have a military background, Navy Mutual has some good coverage that may be at a lower price than VGLI and Delta's, depending on your age, etc. Caveat that I haven't died yet, so I don't know how good it actually is. https://www.navymutual.org/

I haven’t died yet either, but I have been happy with NY Life.
A good relationship with the agent began that relationship, though.

We updated our coverage with some laddering policies a few years ago through policy genius. They were fast, responsive, and found us a good value.

Second this, if you are prior military at all, you cannot beat the Navy Mutual offerings (at least 10yrs ago when I scoured the marketplace and compared), and not only that, they seem to be there to help a widow after a passing with the paperwork required to keep the VA and DOD in the loop.

I actually got a 20 year term through USAA that was cheaper than Navy Mutual (by a very small amount)

Shop around for sure.

It’s been years ago, but we got a 20-year policy for me and my wife through ALPA’s product. At the time they were the best prices I could find. They sent a nurse to our house for a 5-min medical evaluation (waist measure, weigh-in, etc) and blood draw at no cost. The evaluation unlocked the cheapest prices and was a non-event.

Get an insurance broker who is not linked in to a single company. They can shop your specific situation among numerous companies to find the best deal.

Check with USAA on exclusions for "aircrew" which was the main reason I avoided or any policy.