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-   -   Age 67 Thread Drift (https://www.airlinepilotforums.com/delta/151073-age-67-thread-drift.html)

StoneQOLdCrazy 09-03-2025 05:07 AM

If you think our health insurance premiums are high now, wait to see what they are if we have to assume two more years of pool risk so entitled geezers can stick around for two or more years (they’re not going to be satisfied with 67).

Boatbuilder 09-03-2025 05:11 AM

I’ve got over 34 years here. I fly NB by choice. The option of another 2 years won’t affect my aircraft choice. Y’all can have the glory and prestige, I’ve got my coffee shops and restaurants in the burgs and villes picked out. Heck they know me by name at Keefers Downtown in JAN.

overqualified52 09-03-2025 06:52 AM


Originally Posted by StoneQOLdCrazy (Post 3945045)
If you think our health insurance premiums are high now, wait to see what they are if we have to assume two more years of pool risk so entitled geezers can stick around for two or more years (they’re not going to be satisfied with 67).

69 it will be 😂

Gone Flying 09-03-2025 10:07 AM


Originally Posted by FangsF15 (Post 3944987)
Those making that argument believe the company will be less willing/able to put money in other parts of the contract, because they know those costs to the penny. So it will be an indirect impact.

In effect, it will rob other parts of future contract gains to 'fund' the increase in LTD payments.

while I can see this argument, it’s already an item in the contract. We have it. The idea we would have to give something up to keep it seems overly defeatist.

costs on items change. It is delta’s responsibility to pay for LTD until mandatory retirement age. If that age goes up by 2 years, they still have to pay that LTD cost.

Gone Flying 09-03-2025 10:13 AM


Originally Posted by SideStickMonkey (Post 3944985)
Because the actuaries know what the cost increase will be.

Maybe if we had better healthcare, food, etc in this country. This isn’t Japan or Europe. We excel in many things here, health care cost and morbidity we excel at in the wrong way.

So again, what are we willing to give up for that?

cool. It’s still in our contract to FAA mandatory retirement age. The only way we would have to give something up is if we voted to.

Gone Flying 09-03-2025 10:16 AM


Originally Posted by StoneQOLdCrazy (Post 3945045)
If you think our health insurance premiums are high now, wait to see what they are if we have to assume two more years of pool risk so entitled geezers can stick around for two or more years (they’re not going to be satisfied with 67).

Wouldn’t most still switch to Medicare at 65? If you don’t sign up at 65 +/- 3 months, you will have to pay late enrollment penalties.

if you delay Medicare enrollment by 2 years, you will have to pay 10% more for part A for 4 years and 20% for part B for the rest of your life.

seems better to still enroll at 65

zippinbye 09-03-2025 10:59 AM


Originally Posted by StoneQOLdCrazy (Post 3945045)
If you think our health insurance premiums are high now, wait to see what they are if we have to assume two more years of pool risk so entitled geezers can stick around for two or more years (they’re not going to be satisfied with 67).

Maybe if our membership had placed some priority on retiree medical benefits, more pilots would have been willing to bail at 65 and sooner. Healthcare is the boogieman at all phases of life. Delta relies on Tricare to lessen the urgency for acceptable benefits. FYI, other airlines have pooled retirees with active employees in the same risk pool, and it worked. Sure the retiree pays the full premium, but it's the same amount as the active employee + employer pay for the same coverage. Is there a problem with that?

StoneQOLdCrazy 09-03-2025 11:08 AM


Originally Posted by Gone Flying (Post 3945159)
cool. It’s still in our contract to FAA mandatory retirement age. The only way we would have to give something up is if we voted to.

Or if we capped it at 65, and negotiated similar-value improvements for the entire pilot group, instead of wasting it on the olds

rickair7777 09-03-2025 11:14 AM


Originally Posted by StoneQOLdCrazy (Post 3945176)
Or if we capped it at 65, and negotiated similar-value improvements for the entire pilot group, instead of wasting it on the olds

That would not be remotely legal actually.

While at least one major does cap LTD at 65, the only reason it hasn't been litigated and over-turned is because the retirement age is still 65.

StoneQOLdCrazy 09-03-2025 11:18 AM


Originally Posted by rickair7777 (Post 3945178)
That would not be remotely legal actually.

While at least one major does cap LTD at 65, the only reason it hasn't been litigated and over-turned is because the retirement age is still 65.

If you say so, boss.

Can you show me where in the book that's written?


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