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-   -   Age 67 Thread Drift (https://www.airlinepilotforums.com/delta/151073-age-67-thread-drift.html)

Gone Flying 09-03-2025 04:32 PM


Originally Posted by crewdawg (Post 3945290)
I don't think we have to give up something we already have, but more of a losing out on potential gains. Either one is still a loss.

I can see the logic in the fact 67 would be more expensive, both for LTD and just the general having employees at the top of our various accruals around for 2 more years (5 weeks vacation, 270 hours sick leave, ect.)

when 65 happened our LTD was worse than it is now. If 5 years didn’t destroy our LTD/ negotiating ability for improved LTD and other items, I find it hard to believe 2 more years will. If anything I would think our DC % would be an easier target. Don’t need as high of a % if you can stay longer.

70+ is a different story, but I don’t think 67 will break the bank. I hope we don’t have to find out.


Originally Posted by crewdawg (Post 3945290)
Ya their argument about not being able to stay to full retirment age is a bit much. Like the $1k/month loss for drawing it at 65 is going to put them in the poor house 🙄. Most of us will he lucky to see SS in anywhere close to its current for, and if we do, it will likely be because we paid increased taxes.

never got it either, but there are plenty of people who are just looking for anything to justify their cause. And complaining to the generation who will never see ANY SS really won’t get them the sympathy they think it will.

Xray678 09-03-2025 04:39 PM


Originally Posted by StoneQOLdCrazy (Post 3945045)
If you think our health insurance premiums are high now, wait to see what they are if we have to assume two more years of pool risk so entitled geezers can stick around for two or more years (they’re not going to be satisfied with 67).

according to my AME, most people who are going to have serious issues have them long before they get to their 60s. If you have made it to 65 with no big health issues, the odds are very good you will continue to be healthy.

FangsF15 09-03-2025 04:55 PM


Originally Posted by Xray678 (Post 3945300)
according to my AME, most people who are going to have serious issues have them long before they get to their 60s. If you have made it to 65 with no big health issues, the odds are very good you will continue to be healthy.

That might be true for new LTD recipients*. But there are a not-small number of existing and permanent LTD recipients who would get 2 more years of LTD, which is the equivalent of carrying them as a full time employee for a full year, including 401(k).

* I'd be willing the bet there will be some folks who will finally fess up to a condition they have been hiding/minimizing, and initiate LTD somewhere around 65 (when they have been expecting to retire anyway), and collect a year's pay spread over the following 2. No idea how many, but it won't be zero... 10% of the monthly retirements are above/beyond mandatory numbers... Just saying.

Gspeed 09-03-2025 04:59 PM

The only fair punishment is to make anyone 65 and older have to fly with another pilot that’s 65 and older. For. Every. Rotation.

180ToAJ 09-03-2025 06:29 PM


Originally Posted by Gspeed (Post 3945307)
The only fair punishment is to make anyone 65 and older have to fly with another pilot that’s 65 and older. For. Every. Rotation.

Modern problems require modern solutions. I like this idea.

notEnuf 09-03-2025 06:34 PM


Originally Posted by 180ToAJ (Post 3945218)
Yeah, the company won’t take that into account… Will the company consider it a freebie?
No, it’s now a bargaining chip for them.
“You ask on xyz (vacation, raise, 401k contributions, etc) is a little high, when you take into account the additional we are paying for LTD.”
“That value went up due to federal mandate.”
“Yes the value went up. We can raise xyz by (fraction of offer) or adjust LTD.”

All prices are taken into account. There are no freebies in negotiations and there is a cap on value. There is some flex in how much we can get an increase in total value or where it goes, but this idea that we get it for free is just unrealistic.

Well that shouldn't be a problem because the FAs get LTD, so do the mechanics and, and, and. We should add all these cost considerations to negotiations too, right?

rickair7777 09-03-2025 08:11 PM


Originally Posted by FangsF15 (Post 3945306)
* I'd be willing the bet there will be some folks who will finally fess up to a condition they have been hiding/minimizing, and initiate LTD somewhere around 65 (when they have been expecting to retire anyway), and collect a year's pay spread over the following 2. No idea how many, but it won't be zero... 10% of the monthly retirements are above/beyond mandatory numbers... Just saying.

Human nature indicates that's likely.

Over my career, I've observed a slight tendency towards discretionary LTD on the part of people who have some grievance (real or perceived) with the airline. Commonly merger victims.

FL370esq 09-04-2025 03:52 AM


Originally Posted by FangsF15 (Post 3945306)
...and initiate LTD somewhere around 65 (when they have been expecting to retire anyway), and collect a year's pay spread over the following 2.

Depending on their prior DPMA use, they might even collect up to a year and a half of pay spread over two years. That might be even more of an incentive.

FangsF15 09-04-2025 04:03 AM


Originally Posted by FL370esq (Post 3945386)
Depending on their prior DPMA use, they might even collect up to a year and a half of pay spread over two years. That might be even more of an incentive.

Good Point (though I would note, getting both LTD and DPMA approved does required physician records and several pages of forms. The disability has to be proven legitimate, but still). There are also the ALPA insurances that kick in after 1 year on LTD.

dmhpilot 09-04-2025 04:42 AM


Originally Posted by FangsF15 (Post 3945390)
Good Point (though I would note, getting both LTD and DPMA approved does required physician records and several pages of forms. The disability has to be proven legitimate, but still). There are also the ALPA insurances that kick in after 1 year on LTD.

I’ve heard rumor of a AME near the mothership that has asked older pilots if they want to go out on LTD, because he can help them…


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