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Originally Posted by pilotc90a
(Post 1415808)
Car loans are even easier. Not sure how much lower you could get than 2.99%... Pentagon Federal Credit Union in that neighborhood, and membership is somewhat less restrictive. They've also got a platinum credit card (no monthly fee) with no foreign transaction fees. |
Originally Posted by sailingfun
(Post 1415833)
When you called your rep what did he say?
I will tell you that you heard wrong. The company can however maintain a domestic category if they desire. They don't however intend to do that. That whole thing I thought was "I want to fly the 767 4ever AND only to the places I want to fly it so give me my own 'dont move my cheese' subcategory" which if that's the case, I want to carve out my favorite md88 overnights into a FTB subcategory. |
Originally Posted by Purple Drank
(Post 1415835)
Florida Central Credit Union. 1.95% new & used up to 60 months. must live in central Florida, though.
Pentagon Federal Credit Union in that neighborhood, and membership is somewhat less restrictive. They've also got a platinum credit card (no monthly fee) with no foreign transaction fees. |
Originally Posted by forgot to bid
(Post 1415839)
i want to carve out my favorite md88 overnights into a ftb subcategory.
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Originally Posted by Vikz09
(Post 1415806)
Thanks bucking!
I am in the twin cities and insure at least 40 pilots among our clientele. What I want pilots on here to be aware of is that not all insurance is the same. I suggest finding a Independent Insurance Agent. Independent basically means the agent has access to several companies. Why not get quotes from 10 or more carriers at once. Be honest with the agent and tell them what you own ( don't forget the 100 acres of hunting land, atv's, etc). Try to avoid a call center/service center type operation. When Richard answers the phone he is most likely not a licensed agent. In Minnesota only 1 person is required to fully licensed ( I equate it to the FAA maintenance shops in Asia) chances are you will never be able to find Richard again when he tells you something was properly covered only to find out it wasn't. I could go on-and-on but I try to avoid boring the pi$$ out of my fellow pilots. Good luck and make sure everyone discusses a 1 million umbrella with their agent and not a call center! A million umbrella can be had for approximately $150 a year. |
Originally Posted by GunshipGuy
(Post 1415845)
I'm paying WAY TOO MUCH then. Especially after my daughter got her driver permit last year.
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I did a mortgage to purchase rental last year with USAA. They missed my closing by 2 weeks (closing 45 days). The agent working my mortgage took off on vacation and didn't transfer my file to anyone else to close, after doing nothing... I ended up having a top manager do it, UBER painful. Had twice the sales price sitting in my USAA banking account for 10 years... Really terrible.
And I'm probably the #1 fan of USAA for banking and insurance, but wow are they bad for mortgages. Previously I walked away from a USAA mortgage after 4 weeks with no action being taken and about to lose my personal house sale due to them missing the deadlines. Went with local broker, 2 weeks and done with a better rate, loan transferred to WF at sale. NO idea why I thought I'd give USAA another try for mortgages--steer clear. |
To add to the USAA sentiments. Have been with them for over 15 years. They used to be beyond amazing and responsive. Now, very much underperforming and unresponsive. It's like pulling teeth trying to get even simple things done with them. The rest of my family have experienced the same decline in performance with them. Time to start shopping for a new vendor. That's the beauty of most paid vendors in life...if they stop representing the way they should it's not difficult to make the switch.;)
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Originally Posted by Jack Bauer
(Post 1415897)
To add to the USAA sentiments. Have been with them for over 15 years. They used to be beyond amazing and responsive. Now, very much underperforming and unresponsive. It's like pulling teeth trying to get even simple things done with them. The rest of my family have experienced the same decline in performance with them. Time to start shopping for a new vendor. That's the beauty of most paid vendors in life...if they stop representing the way they should it's not difficult to make the switch.;)
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Originally Posted by sailingfun
(Post 1415833)
When you called your rep what did he say?
I will tell you that you heard wrong. The company can however maintain a domestic category if they desire. They don't however intend to do that. |
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