Thank you DLpilot. That sounds like a VERY reasonable price for insurance. I pay over double that amount with my current employer.

That plan is a high deductible plan. I have the contractual plan and pay $400 this year per month just for medical going up to $480 next year. Our medical prices are rising about 20 percent per year right now. Unfortunately, our salaries are only increasing 3 percent per year. Thanks 68 percenters. The gold plan is great if you don't use your benefits.

Do new hires have to wait 6 months before getting insurance or do they get it right from the start?

Also are their multiple carriers to choose from like Blue Cross Blue Shield?
Thank you.

The silver and gold are great if you have a secondary through the military or spouse - for many reasons. I have the lowest UHC Silver HRA and pay for a secondary plan for $195/mo totalling about $320 for 2xhealth insurances, disability, life, dental and vision and I hardly every pay for anything - and my wife fought luekemia!

New hires get signed up from day 1.

I have had the gold plan since the beginning and seem to be satisfied with it. Even after a couple of medical procedures for my family, I have never run out of HRA money. I still have $4500 left this year to roll over. Of course, I am sure that one major surgery could wipe that out.

I receieved an email from DAL about updating my education history to include HS. Three post graduate degrees and they wanted to make sure I finished HS:-)

Hoping for an invite...

My HRA money is always gone within first 2 months. That's why I dropped plan. It's a good plan if you don't use it. If you have to see specialists, have a couple emegency room visits, and have a family member admitted to the hospital for a couple days, you would realize that our plan is horrible.

Agree. The trend is downward coverage with upward premiums/out of pocket expenses. While that is the trend across the land., one would think we could do better during times of record profits. As Hockeypilot sagely noted, health care premiums are rising at a much higher rate than the joke of a pay "increase" 62% of us agreed to. BarryCare doesn't improve matters either, of course.

There are many reasons to apply to Delta. I don't believe their health insurance is one of them.

They did that to me as well before I received an email to interview. Good luck.