Delta's Health Insurance vs Tricare
11-29-2007 | 03:43 PM
#14
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From: Retired
Razor,
I don't know a thing about Delta's health care plan, but I'm wondering why you think you need to make a "choice" between the two. Why not use the Tricare basic plan (no cost to you or your family) as your secondary provider, and the Delta plan as your primary. That's what we're doing here at FedEx and between the two, we end up with virtually no medical or pharmaceutical expenses, save the cost of the FedEx health/dental plan, plus the normal deductible at the beginning of the year.
JJ
I don't know a thing about Delta's health care plan, but I'm wondering why you think you need to make a "choice" between the two. Why not use the Tricare basic plan (no cost to you or your family) as your secondary provider, and the Delta plan as your primary. That's what we're doing here at FedEx and between the two, we end up with virtually no medical or pharmaceutical expenses, save the cost of the FedEx health/dental plan, plus the normal deductible at the beginning of the year.
JJ
11-29-2007 | 03:58 PM
#15
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From: 7ERA
Jetjok, that's what I'm trying to figure out. It looks like Tricare Prime is $460/year and Delta is about $200/month. If the coverage of Prime is close to the coverage from Delta's then I'll stay with Prime if we end up in a good service area. I'll take at look at the Delta information and make a comparison.
11-30-2007 | 06:04 PM
#17
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From: Permanently scarred
I don't know if Delta offered a Tricare supplemental plan, but if they did by law it will go away as of Jan 1. In an effort save the DoD money and push the cost of healthcare onto its veterans and the companies they go to work for, Congress passed the law last year.
http://www.military.com/features/0,15240,150697,00.html
http://www.military.com/features/0,15240,150697,00.html
11-30-2007 | 06:38 PM
#18
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I'd agree with slinky. Be careful and check out on the Tricare website if there are providers in the area you plan on living. As a reservist, I live 60 minutes from the closest base. In my neck of the woods (population 120,000) there are only 2 providers that take Tricare. What a pain to have to pay up front and then submit to Tricare for payback.
We tried Tricare here but the two doctors in my town that took Tricare were creeps and had shady backgrounds. No fun for my wife. I'd much rather pay NWA for their health care plan than deal with that.
I hadn't thought about the fact that it's pre-tax money either.
Tricare is great when you live next to a military hospital but elsewhere, no thanks.
Humboldt
We tried Tricare here but the two doctors in my town that took Tricare were creeps and had shady backgrounds. No fun for my wife. I'd much rather pay NWA for their health care plan than deal with that.
I hadn't thought about the fact that it's pre-tax money either.
Tricare is great when you live next to a military hospital but elsewhere, no thanks.
Humboldt
11-30-2007 | 06:43 PM
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From: Retired
11-30-2007 | 06:50 PM
#20
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From: Retired
Reall Check Close
I'd agree with slinky. Be careful and check out on the Tricare website if there are providers in the area you plan on living. As a reservist, I live 60 minutes from the closest base. In my neck of the woods (population 120,000) there are only 2 providers that take Tricare. What a pain to have to pay up front and then submit to Tricare for payback.
We tried Tricare here but the two doctors in my town that took Tricare were creeps and had shady backgrounds. No fun for my wife. I'd much rather pay NWA for their health care plan than deal with that.
I hadn't thought about the fact that it's pre-tax money either.
Tricare is great when you live next to a military hospital but elsewhere, no thanks.
Humboldt
We tried Tricare here but the two doctors in my town that took Tricare were creeps and had shady backgrounds. No fun for my wife. I'd much rather pay NWA for their health care plan than deal with that.
I hadn't thought about the fact that it's pre-tax money either.
Tricare is great when you live next to a military hospital but elsewhere, no thanks.
Humboldt
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