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Captain Carrot 10-28-2015 10:03 AM

Open enrollment
 
I assume everyone is either going through or coming up on their open enrollment period for health care in 2016. I just started going through mine, and noticed my medical, dental and vision increased $225.00 a month. I saw some mention of other increases embedded in other threads and was curious what the cross section of increases look like throughout our industry.

Flyby1206 10-28-2015 10:16 AM

JetBlue rates:

2016 rates. ? Life is Better in Blue

Cheapest plan for family is $333/mo medical, plus $73.50/mo dental, and $19.34 vision. Total $425.84/mo cheapest option.

If you go for the plan with an HSA it is $421/mo plus the dental/vision.

Firsttimeflyer 10-28-2015 10:57 AM

This is what happens when people want the government involved. Paying a lot more for the same or worse coverage. Rates have always gone up, but nothing like they have lately.

Several states have had large health care insurers collapse or get de certified putting hundreds of thousands out of insurance completely.

Thanks a lot to the fine folks who thought this was a good idea.

Qotsaautopilot 10-28-2015 02:58 PM


Originally Posted by Firsttimeflyer (Post 2001306)
This is what happens when people want the government involved. Paying a lot more for the same or worse coverage. Rates have always gone up, but nothing like they have lately.

Several states have had large health care insurers collapse or get de certified putting hundreds of thousands out of insurance completely.

Thanks a lot to the fine folks who thought this was a good idea.

You should probably check the last sentence of your first paragraph. If anyone's premiums are going up substantially it's a weakness in that groups collective bargaining agreement and it's just the company shifting more of the cost onto the employees even if the overall rates didn't increase that much or at all. At spirit the company can raise our premiums a max of 7% a year. Guess what they go up 7% each year and plan premiums overall (company+employee) have not increased that much

ShyGuy 10-28-2015 03:10 PM

Virgin America is self-insuring for next year with Anthem, so for 2016 our premiums did not go up for any of the Classic PPO, Wellness PPO, or HMO options.

Gunga Din 10-28-2015 03:20 PM


Originally Posted by Firsttimeflyer (Post 2001306)
This is what happens when people want the government involved. Paying a lot more for the same or worse coverage. Rates have always gone up, but nothing like they have lately.

Several states have had large health care insurers collapse or get de certified putting hundreds of thousands out of insurance completely.

Thanks a lot to the fine folks who thought this was a good idea.

We need less profit motive in healthcare (and prisons and military).

You can look this stuff up you know.

"The United States health care system is the most expensive in the world, but ..."the U.S. underperforms relative to other countries on most dimensions of performance. Among the 11 nations studied in this report—Australia, Canada, France, Germany, the Netherlands, New Zealand, Norway, Sweden, Switzerland, the United Kingdom, and the United States—the U.S. ranks last, as it did in the 2010, 2007, 2006, and 2004. "

http://www.commonwealthfund.org/publications/fund-reports/2014/jun/mirror-mirror

Is there a place to find out what the company pays for our health insurance. I've heard somewhere they cover 2/3 of the cost but that may just be rumor.

ShyGuy 10-28-2015 03:28 PM


Originally Posted by Flyby1206 (Post 2001281)
JetBlue rates:

2016 rates. ? Life is Better in Blue

Cheapest plan for family is $333/mo medical, plus $73.50/mo dental, and $19.34 vision. Total $425.84/mo cheapest option.

If you go for the plan with an HSA it is $421/mo plus the dental/vision.

Wow that is expensive. Cheapest PPO plan here for family is 265.56/month medical, 33.90/month dental, and 23 vision. Total 322.46/month.

Flyby1206 10-28-2015 03:36 PM


Originally Posted by ShyGuy (Post 2001474)
Wow that is expensive. Cheapest PPO plan here for family is 265.56/month medical, 33.90/month dental, and 23 vision. Total 322.46/month.

Let's hope we wind up with your benefits department when the merger happens ;)

Firsttimeflyer 10-28-2015 03:45 PM


Originally Posted by Qotsaautopilot (Post 2001447)
You should probably check the last sentence of your first paragraph. If anyone's premiums are going up substantially it's a weakness in that groups collective bargaining agreement and it's just the company shifting more of the cost onto the employees even if the overall rates didn't increase that much or at all. At spirit the company can raise our premiums a max of 7% a year. Guess what they go up 7% each year and plan premiums overall (company+employee) have not increased that much

At all the airlines I've worked at my costs have gone up every year. Same with everyone in my family's and friends insurance I've asked about it, each one of them whether in private or government sector has their health care choice either taken away or the premiums increase. One of my friends who is a teacher had all their plans taken away completely and the only option was a HSA with $10,000 out of pocket max for the year. She was pregnant and had to pay $10K. I fully expect to pay a bit more each year, but my problem is the massive increases and chances since the implementation of obamacare.

Captain Carrot 10-28-2015 04:42 PM


Originally Posted by ShyGuy (Post 2001474)
Wow that is expensive. Cheapest PPO plan here for family is 265.56/month medical, 33.90/month dental, and 23 vision. Total 322.46/month.

Even the 425 isn't that bad compared to $746 I'm going to be shelling out. I think I'm gonna be ill.


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