Done With USAA ...
06-30-2021, 02:11 PM
#42
Line Holder
Joined APC: May 2021
Posts: 97
Left years ago and saved $$$ since. Happened to switch to Liberty Mutual for homeowners from Progressive since LM was roughly half the cost. About a month after we had a nasty wind storm, had roof damage, and made a claim. Quick, painless, new roof. Only thing I use USAA for is banking.
07-02-2021, 04:14 AM
#44
Gets Weekends Off
Joined APC: Feb 2008
Posts: 19,273
Originally Posted by Phins2right
What is the majority customer occupation that uses USAA?
Pulling the ad was a bad move. They lost thousands of loyal customers.
I started with USAA in 1987. I cancelled them after the wokeness appeared. That is 30+ years. I had no problem cutting the cord with USAA and had no problem finding suitable, cheaper and infinitely better alternatives out there. I absolutely disagree with your statement:
"If you refuse to do business with companies that are socially involved, you will quickly run out of options."
Hardly the case. You are pretty ignorant to make such a claim BTW.
I was also growing tired of their customer service and crappy loan service and ridiculous underwriting practices anyway.
We now do autos with Geico (saved like 40%). Boats with Progressive (saved 35%). Homeowners with a local company (saved 38%). Mortgage is with a local bank. <3% after a refi we did a few months ago.
We never used USAA banking or credit cards.
Pulling the ad was a bad move. They lost thousands of loyal customers.
I started with USAA in 1987. I cancelled them after the wokeness appeared. That is 30+ years. I had no problem cutting the cord with USAA and had no problem finding suitable, cheaper and infinitely better alternatives out there. I absolutely disagree with your statement:
"If you refuse to do business with companies that are socially involved, you will quickly run out of options."
Hardly the case. You are pretty ignorant to make such a claim BTW.
I was also growing tired of their customer service and crappy loan service and ridiculous underwriting practices anyway.
We now do autos with Geico (saved like 40%). Boats with Progressive (saved 35%). Homeowners with a local company (saved 38%). Mortgage is with a local bank. <3% after a refi we did a few months ago.
We never used USAA banking or credit cards.
07-02-2021, 09:10 AM
#46
Gets Weekends Off
Joined APC: Mar 2021
Posts: 1,107
Originally Posted by sailingfun
USAA does not now nor ever has insured boats. They will recommend you to a company that does. Hard to see how you saved 35% on a product they don’t offer. When I factor in my annual rebate checks no one has touched USAA overall. Keep in mind that other companies know what you pay USAA and will always beat their rates for a year or two then the increases loo in. Factoring in yearly rebates and the subscribers savings account my current USAA rates can’t be beat. Service has always been outstanding even when I had teenage drivers who seemed to believe every drive was a demolition derby! A Neighbor with similar teen issues was simply canceled by his insurance company and had to pay a fortune to another company.
I will pay more for peace of mind. I do this for other stuff to. Do I need a "dealer certified" pre-owned car? Probably not. Maybe.
Or do I just buy a used car, same make and year, from a guy named Larry on Craigslist? Larry is "moving overseas" and is selling at a great price. I could save $1000 bucks.
Do I buy an "Apple refurbished" IPhone from the Apple website, or do I save some $$$ and buy a used Iphone off Ebay. "gently worn, some blemishes"
I go with USAA for a reason. Never had an issue.
I do NOT use them for mortgage, simply because Wells Fargo beat them on rates, and Wells Fargo did not require a sworn affadavit and full scope polygraph like USAA did just to get a home loan. But that is another story
insurance, banking, credit cards = USAA
07-03-2021, 03:32 AM
#47
Gets Weekends Off
Joined APC: Jul 2007
Position: 767 Captain
Posts: 3,988
Originally Posted by hercretired
I agree with everything above.
I will pay more for peace of mind. I do this for other stuff to. Do I need a "dealer certified" pre-owned car? Probably not. Maybe.
Or do I just buy a used car, same make and year, from a guy named Larry on Craigslist? Larry is "moving overseas" and is selling at a great price. I could save $1000 bucks.
Do I buy an "Apple refurbished" IPhone from the Apple website, or do I save some $$$ and buy a used Iphone off Ebay. "gently worn, some blemishes"
I go with USAA for a reason. Never had an issue.
I do NOT use them for mortgage, simply because Wells Fargo beat them on rates, and Wells Fargo did not require a sworn affadavit and full scope polygraph like USAA did just to get a home loan. But that is another story
insurance, banking, credit cards = USAA
I will pay more for peace of mind. I do this for other stuff to. Do I need a "dealer certified" pre-owned car? Probably not. Maybe.
Or do I just buy a used car, same make and year, from a guy named Larry on Craigslist? Larry is "moving overseas" and is selling at a great price. I could save $1000 bucks.
Do I buy an "Apple refurbished" IPhone from the Apple website, or do I save some $$$ and buy a used Iphone off Ebay. "gently worn, some blemishes"
I go with USAA for a reason. Never had an issue.
I do NOT use them for mortgage, simply because Wells Fargo beat them on rates, and Wells Fargo did not require a sworn affadavit and full scope polygraph like USAA did just to get a home loan. But that is another story
insurance, banking, credit cards = USAA
33 years with USAA and I've had awesome insurance claim experience with them every time. Just had my daughter total one of my cars in April and the process with seamless and easy. Way more than expected for the settlement and great support throughout. I'll take that over saving a few bucks with some other company. Banking, credit cards, umbrella and life insurance. Great products and good value in my experience.
07-05-2021, 06:11 PM
#50
Gets Weekends Off
Joined APC: Jan 2014
Position: CRJ Left/Right
Posts: 151
Sailing... I insured my new Center console Boat back in 2004 with USAA and had coverage until I got rid of it in 2019... I do believe they offer Boat coverage... But maybe I was paying for something I did not have??? Hummm...
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