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View Poll Results: How much student debt do you have?
$0.00
75
29.18%
$0.00 - $9,999
23
8.95%
$10,000 - $29,999
51
19.84%
$30,000 - $59,999
36
14.01%
$60,000 - $99,999
45
17.51%
$100,000+
27
10.51%
Voters: 257. You may not vote on this poll

Student Loan Debt

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Old 06-16-2010, 09:00 AM
  #41  
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I went to UND which says enough. Parents didn't pay a dime and i worked the whole way through college. Ended up with over $125,000 because of out of state tuition the first year and i DID MY MEI also. I finished school in 3.5 years which helped save some money. I would not go there again because of the debt i built from this. But i didnt know better when i cam from high school. Now i am a regional on 3rd year pay and if it wouldn't be for my wife i wouldn't make my bills. I am living with the in laws trying to pay off debt as fast as possible. So i think i made mistakes in the past by getting this debt but i think i am taking responsibility by living with the in laws which is no fun. Of course this might not matter because i might get furlough next year after all the sabbs go away.
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Old 06-16-2010, 01:52 PM
  #42  
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Original amount $106,000.
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Old 06-17-2010, 08:05 AM
  #43  
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Originally Posted by Eric Stratton View Post
Are you really saying that if life (your upgrade) doesn't happen the way you think that you can forget about personal responsibility?
Absolutely not. I'm pointing out the irony that the people that got lucky with timing are the ones preaching about responsibility. Taking out $60K in loans was 100% fine when they did it, but 5 years later when someone else takes out $60K, gets furloughed a year after being hired, and struggles to make their payments, suddenly its irresponsible. Please don't put words in my mouth.
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Old 06-17-2010, 08:12 AM
  #44  
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Originally Posted by tom14cat14 View Post
I went to UND which says enough. Parents didn't pay a dime and i worked the whole way through college. Ended up with over $125,000 because of out of state tuition the first year and i DID MY MEI also. I finished school in 3.5 years which helped save some money. I would not go there again because of the debt i built from this. But i didnt know better when i cam from high school. Now i am a regional on 3rd year pay and if it wouldn't be for my wife i wouldn't make my bills. I am living with the in laws trying to pay off debt as fast as possible. So i think i made mistakes in the past by getting this debt but i think i am taking responsibility by living with the in laws which is no fun. Of course this might not matter because i might get furlough next year after all the sabbs go away.
Nice. Nothing like putting your debt responsibility on your wife.
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Old 06-17-2010, 08:17 AM
  #45  
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Isn't part of being married sharing in financial benefits AND debts?
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Old 06-17-2010, 08:20 AM
  #46  
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Originally Posted by hockeypilot44 View Post
Nice. Nothing like putting your debt responsibility on your wife.
She knew it coming in. I paid her bills when she was a student. She also knows that i have the potential to make descent money in the future.

Last edited by tom14cat14; 06-17-2010 at 08:35 AM.
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Old 06-17-2010, 09:08 AM
  #47  
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Originally Posted by tom14cat14 View Post
She knew it coming in. I paid her bills when she was a student. She also knows that i have the potential to make descent money in the future.
exactly.. it would be different if someone were to hide/deceive their partners about their debt but that is not the case. I've always been forthcoming to my significant other about my student loans (his parents paid 100% for his college, mine paid zero.) It's my one baggage that I bring to the relationship and I truly do feel bad that I can't contribute to household expenses as much as he, but as long as he is fine with it (for which I am very lucky), it isn't anyone else's concern. He's told me if getting student loans is the worst of my past it's not like I was a criminal or beat people up or something. At the very least, it's comforting to know if I die or get divorced he won't be responsible for a single penny of it. (which is different for credit card debt in many states, even for CC debt you accrued BEFORE you got married.)

Last edited by kalyx522; 06-17-2010 at 09:20 AM.
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Old 06-17-2010, 10:03 AM
  #48  
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Originally Posted by tom14cat14 View Post
She knew it coming in. I paid her bills when she was a student. She also knows that i have the potential to make descent money in the future.
You do? What does a first officer at Mesaba max out at?
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Old 06-17-2010, 12:54 PM
  #49  
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You are right i will top out in the mid to upper 30's if i am an FO for the next 41 years. I imagine that in at least to to 30 years from now i might make captain so i will still have 10 years of earning descent money(pays the bills) and with 31 years seniority when i finally upgrade i might make over 90k on the 900 for the last 11 years of my career.

Are you really just trying to **** me off? If my wife chooses to pay my loans that is her choice and i am not forcing her to so i am not dumping my responsibility on her. I am living with her parents to help get through this and not put all the financial stress on her. So please do not make me sound like such a bad guy because my wife is paying my bills.
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Old 06-17-2010, 01:20 PM
  #50  
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Originally Posted by tom14cat14 View Post
my wife is paying my bills.
Where did you find her and are there any left?!?! Will travel!

Last edited by Luv2Rotate; 06-17-2010 at 08:34 PM.
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