TSP investors
12-26-2013, 09:12 AM
#51
Bracing for Fallacies
Joined APC: Jul 2007
Position: In favor of good things, not in favor of bad things
Posts: 3,543
Originally Posted by UASIT
All the TSP funds did pretty well this year...Except the G, F, and L Income fund...
FedSmith.com - For the Informed Fed!
FedSmith.com - For the Informed Fed!
01-16-2014, 06:30 PM
#52
Gets Weekends Off
Joined APC: Jan 2014
Posts: 218
Originally Posted by N9373M
Why not use the "L" funds - pick the one timed to when you need the money. At least that's what the $$ geek on federaltimes.com says.
I agree - chasing the market by moving %'s 2/mo is not going to help over the long haul - as you also alluded to.
Our financial adviser does our percentages (we were in the L). It's really a matter of your risk tolerance.
I agree - chasing the market by moving %'s 2/mo is not going to help over the long haul - as you also alluded to.
Our financial adviser does our percentages (we were in the L). It's really a matter of your risk tolerance.
03-13-2014, 10:56 AM
#54
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Thread Starter
Joined APC: Jun 2010
Posts: 333
Originally Posted by showmepilot
Most military folks get little to no training on TSP. Unless, they have a buddy who is savvy and gives them some gouge.
TSP C and S funds doing pretty good this year...Especially the S fund...
03-15-2014, 06:09 AM
#56
Bracing for Fallacies
Joined APC: Jul 2007
Position: In favor of good things, not in favor of bad things
Posts: 3,543
Originally Posted by showmepilot
Most military folks get little to no training on TSP. Unless, they have a buddy who is savvy and gives them some gouge.
Originally Posted by UASIT
I'm considering going all into the C and S fund...50/50% mix and letting it ride for a while...What are the rest of you doing?
At present:
C - 40%
S - 35%
I - 25%
At present:
C - 40%
S - 35%
I - 25%
C- 40%
S- 45%
I- 15%
Yeah, the S has done well this year. Maybe if the I goes down more, it will be a good time to buy....buy low, sell high!
03-15-2014, 06:30 AM
#57
Gets Weekends Off
Joined APC: Dec 2009
Position: 127.0.0.1
Posts: 2,115
Originally Posted by showmepilot
Most military folks get little to no training on TSP. Unless, they have a buddy who is savvy and gives them some gouge.
I've got 20% in each G F C S and I for now. Allocation really depends on your age, retirement age, expected longevity, and personal risk tolerance.
IOW it's still a crap shoot!
03-15-2014, 07:08 AM
#58
Gets Weekends Off
Thread Starter
Joined APC: Jun 2010
Posts: 333
Originally Posted by N9373M
New Feds are now automagically put into their appropriate L fund, instead of the "G". Don't know if this applies to the Military side, but it should.
I've got 20% in each G F C S and I for now. Allocation really depends on your age, retirement age, expected longevity, and personal risk tolerance.
IOW it's still a crap shoot!
I've got 20% in each G F C S and I for now. Allocation really depends on your age, retirement age, expected longevity, and personal risk tolerance.
IOW it's still a crap shoot!
I don't believe it applies to the military. Also, don't believe the military gets a match or agency automatic - they should on both...
Another strategy that seems to work for folks is to just not worry about their TSP but once a year to rebalance and consistently put in as much as they can stomach and still have a decent quality of life...
03-27-2014, 12:31 PM
#59
Bracing for Fallacies
Joined APC: Jul 2007
Position: In favor of good things, not in favor of bad things
Posts: 3,543
As I review my TSP account, it seems TSP only pays out dividends and capital gains at the end of the year. No quarterly distributions? Thanks in advance.
04-22-2015, 04:36 AM
#60
Bracing for Fallacies
Joined APC: Jul 2007
Position: In favor of good things, not in favor of bad things
Posts: 3,543
Any thoughts on the I fund right now? According to my daily TSP email, its up something like 9/10% year to date. Is it too late to jump on that band wagon....thoughts???
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