Wife has 90k student loan
09-16-2016 | 07:21 PM
#21
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10 Surprising Reasons Women Turn To Divorce | Cindy Holbrook | YourTango
http://www.marriagebuilders.com/grap...111_leave.html
Second link is a good read. Assuming you didn't marry a gold digger.
. We can all learn something.
09-18-2016 | 09:34 AM
#22
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Quick answer: Yup! I would also encourage her to go back to school and finish the PhD or study something that interests her. I supported my wife in her educational pursuits and now we have 3 kids. I sleep better looking at it as an insurance policy in case I keel over she'll have a skill set to support the family.
09-19-2016 | 09:53 PM
#23
On Reserve
Joined: Jan 2014
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Did not do any numbers but investigate the income based repayment plan and hope that they change the IRS loan forebearance as income in the 20th year.
As an aside, no one told you to find a women you hate and buy her a house instead of getting married?
As an aside, no one told you to find a women you hate and buy her a house instead of getting married?
09-27-2016 | 02:42 PM
#24
New boss = Old boss
Joined: Mar 2005
Posts: 2,763
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From: Ca B737
The cash is not earning anything but the loan is costing you 6%. If you're worried about having a cash reserve for a rainy day, get a HELOC.
Pay off the loan unless you think investing the 100K will net you more than 6% (in rough terms). There's no point in paying the interest on the loan if you don't have to.
Pay off the loan unless you think investing the 100K will net you more than 6% (in rough terms). There's no point in paying the interest on the loan if you don't have to.
09-27-2016 | 04:52 PM
#25
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From: Retired
Quick answer: Yup! I would also encourage her to go back to school and finish the PhD or study something that interests her. I supported my wife in her educational pursuits and now we have 3 kids. I sleep better looking at it as an insurance policy in case I keel over she'll have a skill set to support the family.
On the other hand, telling her that you are not going pay off her loans until you "see how it goes" will plant the seeds for a failed marriage.
09-30-2016 | 03:18 AM
#26
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From: newYORK
Please, DONT do this!!!
Please, DO this!!!
$25k/year is much better off than having no income or education!
pretty much!!! what other options are available in supporting yourself if you were not born well off? depend on government assistance or perhaps, marriage?
how long were you two dating prior to getting married, did you know this info before hand? if she does not work, who is paying for the wedding?
this is the first time I ever heard that earning a degree is a poor decision!
don't be that guy!!!
Please, DO this!!!
pretty much!!! what other options are available in supporting yourself if you were not born well off? depend on government assistance or perhaps, marriage?
how long were you two dating prior to getting married, did you know this info before hand? if she does not work, who is paying for the wedding?
this is the first time I ever heard that earning a degree is a poor decision!
don't be that guy!!!
09-30-2016 | 03:44 AM
#27
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It is sad how many guys I know, some without degrees of their own, who end up paying for their wife's education loans because the wife has stopped working after marriage. Why did they get those expensive degrees in the first place? My wife has been a stay at home mom for 12 years so I have no problem with stay at home mom's (if she stays home another couple years I might but that's another story).
Do you guys have kids? If not, then there is NO reason she can't work
Do you guys have kids? If not, then there is NO reason she can't work
10-08-2016 | 05:06 AM
#28
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From: non acceptus excretus
This is good advice, also when you pay the loan off, keep records that you did at a location unknown to her. If the marriage goes sideways in the future, the money you spent to "make her employable" can be used in some states as credit in a property settlement negotiation. Most judges will accept an argument that paying off a spouses student loans from before you met her do count for something, And paying for continuing education (or PHD ) will relieve you from the obligation to rehabilitate her back into the work force after years of the chattel servitude of being your housewife. Keep records of all her education costs at a secret location. One so as to no incur resentment on her part, two so if years later she turns evil you will not come home from a trip and find them missing.
10-22-2016 | 02:10 PM
#30
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I have yet to make money with my college degree. An accomplishment? Yes it was, but I'd rather have the money spent than the warm and fuzzy feeling of earning the degree. Make her get a job to pay it off, that's her burden. Dangle the concept on a stick of you helping her just so she sticks around for a while.
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