It isn't United Healthcare or Aetna or Blue Cross that has required it, it is the local provider networks where I live. I have switched and still found them to be in the business of mass money extraction instead of actual customer service. I am dealing with it now to get to an ENT for myself and I've dealt with multiple times with my wife needing a gastro doctor and when she needed an ENT. I truly wish I had your provider network or doctors available where I live because it is a very big pain point to have to wait for an appointment with a generalist to refer you into the wait for the specialist- especially on my schedule. I had to wait almost 2 weeks to get to a nurse practioner in my network office. They wouldn't accept the urgent care referral from an outside network. That sucks. I won't see the ENT until January. I have a flight physical this month. I hope it is minor enough not to ground me because it is impossible to get to the specialist any earlier for me. This has nothing to do with our excellent Healthcare plan and has everything to do with the local networks.

wow, your situation sounds as if it's a huge headache. Sucks!!! Sorry to hear and hope it works out in time. I live in a very crap state in cost of living and taxes, but medical care is everywhere. When we switched to UMR my ENT kept me only since I was a current patient. UMR has a very bad reputation in the medical field and I am fortunate many of the doctors in the area will deal with UMR. I credit the office manager who deals with them and my wife when an issue pops up.
All the best brother...

My FO this tour is year 14.

$340,000.

Would that be on CC72 or CC76? That sounds pretty high for 7/7??

Is that an actual 3-stripe FO or are you flying a Captain/Captain pairing and you happen to be the more senior pilot?

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That would undoubtedly be a three striper. The extended day pay, in addition to the FDP from longer tours, really adds up.

14 year FO.

III

I don’t disbelieve you but that number is clearly an outlier. That FO must have picked up an inordinate amount of extended days. He is 20k ahead of me and I’m a 15 yr PIC on the CC60 with about 10 extended days for the year. It can be done, but most pilots also want a life outside work and that number is not achievable for those seeking a more balanced approach.

It is possible if one works the 76 day the whole year, works all ten holidays, grabs tons of VED's, toss in the long tour option and the FDP adds up too. You can have an insane amount of coin on the gross income scale. Don't forget if you work a couple of vacations then the VED adds up; it REALLY adds up.