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-   -   401K Dues (https://www.airlinepilotforums.com/regional/70648-401k-dues.html)

Redundant Guy 10-18-2012 03:07 PM

401K Dues
 
Congratulation ALPA pilots! The BOD approved a dues reduction for DAL pilots while increasing dues for regional pilots if you contribute to your 401K. Several MEC's stood united against this but most of the weak d1ck MEC's caved.

Make sure you check and see how your MEC voted.

samballs 10-18-2012 03:11 PM


Originally Posted by Redundant Guy (Post 1279140)
Congratulation ALPA pilots! The BOD approved a dues reduction for DAL pilots while increasing dues for regional pilots if you contribute to your 401K. Several MEC's stood united against this but most of the weak d1ck MEC's caved.

Make sure you check and see how your MEC voted.

Damn your fast. I just came on here to puke about this too.

80ktsClamp 10-18-2012 03:20 PM

Mainline pilots have been paying those same 401k dues for many years.

JoeMerchant 10-18-2012 03:27 PM


Originally Posted by 80ktsClamp (Post 1279142)
Mainline pilots have been paying those same 401k dues for many years.

Let's tell the whole story and not just part of it shall we...

Mainline pilots only paid dues on 401k contributions IF they had a pension plan in addition to the 401k.

Sorry, but this yet another reason to dump ALPA......

UnusualAttitude 10-18-2012 03:35 PM


Originally Posted by Redundant Guy (Post 1279140)
Congratulation ALPA pilots! The BOD approved a dues reduction for DAL pilots while increasing dues for regional pilots if you contribute to your 401K. Several MEC's stood united against this but most of the weak d1ck MEC's caved.

Make sure you check and see how your MEC voted.

How do we see how our MEC voted?

JoeMerchant 10-18-2012 03:56 PM

I like the email they just sent out saying that we all got a reduction in dues....It's bad enough that they do it, now they have to be misleading about it too.....

JoeMerchant 10-18-2012 04:27 PM

Meanwhile, the ALPA President's total compensation last year was $540,408.00....

Delta Pilots Association - DPA News - ALPA President Receives Huge Pay Increase!

80ktsClamp 10-18-2012 04:38 PM


Originally Posted by JoeMerchant (Post 1279144)
Let's tell the whole story and not just part of it shall we...

Mainline pilots only paid dues on 401k contributions IF they had a pension plan in addition to the 401k.

Sorry, but this yet another reason to dump ALPA......

Let's tell the whole story and not just part of it, shall we...

Not just a pension plan, ANY plan. I don't have a pension and I pay dues on my 401k.

80ktsClamp 10-18-2012 04:39 PM


Originally Posted by JoeMerchant (Post 1279189)
Meanwhile, the ALPA President's total compensation last year was $540,408.00....

Delta Pilots Association - DPA News - ALPA President Receives Huge Pay*Increase!


Most anything from the DPA lately is laced with poor information, half truths and downright lies. Caplinger has fallen off his rocker in a bad bad way.

Desperation is a stinky cologne.

JoeMerchant 10-18-2012 04:43 PM


Originally Posted by 80ktsClamp (Post 1279198)
Let's tell the whole story and not just part of it, shall we...

Not just a pension plan, ANY plan. I don't have a pension and I pay dues on my 401k.

You have a retirement in addition to a 401k. For most ALPA members we only have a 401k.

The fact is, your dues are going down, while the majority of ALPA members are going to pay more in dues. This was a huge mistake and will hopefully be the end of ALPA.

JoeMerchant 10-18-2012 04:44 PM


Originally Posted by 80ktsClamp (Post 1279199)
Most anything from the DPA lately is laced with poor information, half truths and downright lies. Caplinger has fallen off his rocker in a bad bad way.

Desperation is a stinky cologne.

I don't really care what you think of the DPA, but this piece of information is correct...It is public record that this is what the President of ALPA makes....

80ktsClamp 10-18-2012 04:46 PM


Originally Posted by JoeMerchant (Post 1279201)
You have a retirement in addition to a 401k. For most ALPA members we only have a 401k.

The fact is, your dues are going down, while the majority of ALPA members are going to pay more in dues. This was a huge mistake and will hopefully be the end of ALPA.

I have a defined contribution, which is money contributed by the company to my 401k on top of my 401k... that's about it. But it counts enough to where I've always paid dues on my 401k money I've contributed.

Good luck replacing ALPA with something that doesn't end up being basically the same. I've barked up that tree, and for now ALPA is the only viable solution. I'm all for hearing it if someone has a good plan, though.

babs 10-18-2012 04:58 PM


Originally Posted by Redundant Guy (Post 1279140)
Congratulation ALPA pilots! The BOD approved a dues reduction for DAL pilots while increasing dues for regional pilots if you contribute to your 401K. Several MEC's stood united against this but most of the weak d1ck MEC's caved.

Make sure you check and see how your MEC voted.

I'm not following. I admittedly have not read anything on this yet. For us slow people, how does this translate to an increase in dues for regional pilots? Thanks

lakehouse 10-18-2012 05:30 PM


Originally Posted by 80ktsClamp (Post 1279205)
I have a defined contribution, which is money contributed by the company to my 401k on top of my 401k... that's about it. But it counts enough to where I've always paid dues on my 401k money I've contributed.

Good luck replacing ALPA with something that doesn't end up being basically the same. I've barked up that tree, and for now ALPA is the only viable solution. I'm all for hearing it if someone has a good plan, though.

Lets see, APA has 2 mainline planes to 1 RJ at AA, ALPA at UAL/DAL????Almost 1:1......see other thread about this. I realize that BK will change this a bit, and someone will come in saying but but but USAIR has APA, but that came after the damage.

We will see how the BK turns out but for a BK, I bet they smell like roses at AA in the end.

Nevets 10-18-2012 06:21 PM



Originally Posted by JoeMerchant (Post 1279201)
You have a retirement in addition to a 401k. For most ALPA members we only have a 401k.

The fact is, your dues are going down, while the majority of ALPA members are going to pay more in dues. This was a huge mistake and will hopefully be the end of ALPA.

I have a defined contribution, which is money contributed by the company to my 401k on top of my 401k... that's about it. But it counts enough to where I've always paid dues on my 401k money I've contributed.
This is exactly what we have at XJT and we have NEVER had our 401k contributions added to our dues calculation.

JoeMerchant 10-18-2012 06:23 PM


Originally Posted by Nevets (Post 1279247)
This is exactly what we have at XJT and we have NEVER had our 401k contributions added to our dies calculation.

Well I don't know why yours is different than 80kts and the Delta pilots. That's a good question why you didn't have them "taxed" while the Delta and United pilots did....

80ktsClamp 10-18-2012 06:37 PM


Originally Posted by JoeMerchant (Post 1279251)
Well I don't know why yours is different than 80kts and the Delta pilots. That's a good question why you didn't have them "taxed" while the Delta and United pilots did....

Agreed.... that is not good. The regionals already cost ALPA more money than they take in. (a big reason why SureJet Pilots Association would never work)

JoeMerchant 10-18-2012 06:48 PM


Originally Posted by 80ktsClamp (Post 1279257)
Agreed.... that is not good. The regionals already cost ALPA more money than they take in. (a big reason why SureJet Pilots Association would never work)

That's not what I meant. I wondered why your 401k dues were "taxed" with just a defined contribution plan, while the XJT pilots were not and they have a defined contribution plan.

As far as a Skywest Inc Pilots Association, I think it will do just fine and we will all find out soon enough.....:D

80ktsClamp 10-18-2012 06:56 PM


Originally Posted by JoeMerchant (Post 1279265)
That's not what I meant. I wondered why your 401k dues were "taxed" with just a defined contribution plan, while the XJT pilots were not and they have a defined contribution plan.

As far as a Skywest Inc Pilots Association, I think it will do just fine and we will all find out soon enough.....:D

Haha.. I knew what you meant, just didnt express it well at all. I'll try again...

I highly suggest surejet. That name was fine tuned by a well oiled corporate machine for consumer confidence. :D

It is quite intriguing about the XJT pilots having the same retirement plan as DL types and not having to pay dues on it. This calls for some emails to be sent...

PCL_128 10-18-2012 08:46 PM

80kts, the reason is simple: their DC plan is really just a 401k with no requirement for the pilot to contribute to get the company contribution. In other words, their DC is just a part of their 401k. It's all a single plan. We had the same thing at AirTran (before SWA raped us of our DC plan, but I digress).

PCL_128 10-18-2012 08:47 PM


Originally Posted by JoeMerchant (Post 1279203)
I don't really care what you think of the DPA, but this piece of information is correct...It is public record that this is what the President of ALPA makes....

Wrong. Not even close.

tom14cat14 10-18-2012 09:11 PM

I wonder why instead of passing an amendment that says all 401k contributions are will not be charged dues. Instead they pass that they will be charged and lower the dues by .05% If the government says that they will make 401k's tax exempt why cant ALPA?

For the person who asked what is going on. ALPA is making all 401k contributions to be consider income and charge the normal dues starting on jan 1 2014. Current by laws say if your company has only a 401k retirement plan you are exempt from paying dues on that portion of your pay. If your company has more than a 401k available you will be charged the ALPA dues.

PCL_128 10-18-2012 09:13 PM


Originally Posted by tom14cat14 (Post 1279341)
I wonder why instead of passing an amendment that says all 401k contributions are will not be charged dues.

Because a $7 million hit to dues revenue would require ALPA to drastically reduce services that are important to the membership.

tom14cat14 10-18-2012 09:35 PM


Originally Posted by PCL_128 (Post 1279343)
Because a $7 million hit to dues revenue would require ALPA to drastically reduce services that are important to the membership.

Do you know the number for taxing all 401k vs. not and how much they will loose from the dues drop? If you do know is there a place to look this up? Thanks for the input

Nevets 10-18-2012 10:02 PM



Originally Posted by tom14cat14 (Post 1279341)
I wonder why instead of passing an amendment that says all 401k contributions are will not be charged dues.

Because a $7 million hit to dues revenue would require ALPA to drastically reduce services that are important to the membership.
How much more or less will ALPA dues generate now with this change?

PCL_128 10-19-2012 02:22 AM


Originally Posted by tom14cat14 (Post 1279356)
Do you know the number for taxing all 401k vs. not and how much they will loose from the dues drop? If you do know is there a place to look this up? Thanks for the input

If all 401k contributions were duesable, then the net effect to dues revenue would be about a $2 million increase. With no 401k contributions being duesable, the net effect would be about a $7 million reduction in dues revenue. This assumes no change to the dues rate itself.

PCL_128 10-19-2012 02:23 AM


Originally Posted by Nevets (Post 1279366)
How much more or less will ALPA dues generate now with this change?

With the compromise that was ratified, the net effect to dues revenue is a $600k loss.

FixTheMess 10-19-2012 03:33 AM

Am I correctly understanding that under the old rule, a pilot who had to contribute to his 401K in order to receive a company match had those contributions figured in as income for his dues calculation, while a different pilot who made the same contributions, but had no company match did not pay dues on his contributions?

Red Forman 10-19-2012 03:40 AM


Originally Posted by PCL_128 (Post 1279343)
Because a $7 million hit to dues revenue would require ALPA to drastically reduce services that are important to the membership.

Or reduce the insane salaries of ALPA employees. :rolleyes:

PCL_128 10-19-2012 05:43 AM


Originally Posted by FixTheMess (Post 1279399)
Am I correctly understanding that under the old rule, a pilot who had to contribute to his 401K in order to receive a company match had those contributions figured in as income for his dues calculation, while a different pilot who made the same contributions, but had no company match did not pay dues on his contributions?

No, not quite. The company match isn't the issue. The problem was that a pilot who contributed to his 401k at an airline that didn't have a second retirement plan would only be paying dues on his after-401k income, while a pilot who didn't contribute to his 401k would be paying dues on his gross income. So two pilots at the same airline making the same gross income could be paying different effective dues rates.

PCL_128 10-19-2012 05:44 AM


Originally Posted by Red Forman (Post 1279400)
Or reduce the insane salaries of ALPA employees. :rolleyes:

You'd make a good airline manager.

PCLCREW 10-19-2012 05:54 AM


Originally Posted by 80ktsClamp (Post 1279257)
Agreed.... that is not good. The regionals already cost ALPA more money than they take in. (a big reason why SureJet Pilots Association would never work)

Now that your on the Airbus should you change your screen name from 80ktsClamp to Man Flex 55 SRS RNWY auto thrust blue?

meesq 10-19-2012 06:18 AM

ALPA screws up and hundreds of ALPA jobs are lost (aka Comair). Have to make up that lost revenue somewhere.

eaglefly 10-19-2012 06:43 AM


Originally Posted by meesq (Post 1279467)
ALPA screws up and hundreds of ALPA jobs are lost (aka Comair). Have to make up that lost revenue somewhere.

ALPA didn't screw up, they just weren't there. Same with Midwest, etc. ALPA has done zero representationally for pilots mainline and regional alike for a decade now and has become nothing more then another self-serving corporation with no real political clout and an obscenely bloated internal salary structure.

Most, if not all carriers would do just as well with an internal union and why pilots keep defending these worthless clowns is beyond me. If you choose to hitch your cart to this glue factory refugee of a horse, you deserve to get soaked. I can't wait to see the reaction if the TWA pilots clean ALPA out and they come to the suck.....er, I mean pilots for big $$$. More crying and screaming for sure.......

roro 10-19-2012 10:28 AM

I didn't receive the email, would someone mind pm'ing it to me? If I opened my own IRA would ALPA still take dues out of it? Been looking at this retirement account recently and I don't think the company 401k is workin for me.

80ktsClamp 10-19-2012 10:35 AM


Originally Posted by PCLCREW (Post 1279455)
Now that your on the Airbus should you change your screen name from 80ktsClamp to Man Flex 55 SRS RNWY auto thrust blue?

That doesn't roll off the tongue so easy. I was thinking RetardRetard would be more appropriate. :)

Nevets 10-19-2012 11:06 AM


Originally Posted by meesq (Post 1279467)
ALPA screws up and hundreds of ALPA jobs are lost (aka Comair). Have to make up that lost revenue somewhere.

It seems as though ALPA will actually receive less in overall dues money with this new rule.


Originally Posted by roro (Post 1279603)
If I opened my own IRA would ALPA still take dues out of it?

Yes, just as they would right now with the old rule.

Red Forman 10-20-2012 03:52 AM


Originally Posted by PCL_128 (Post 1279444)
You'd make a good airline manager.

No, I'm a person with a little sense that can easily see how too many people at ALPA are making too much money for the product they offer. You are free to keep playing cheerleader though.

Group W Bench 10-20-2012 04:18 AM

here is a thought, just fund your 401k to the company match, and do the rest of your investments on your own. You can even use the same funds as your 401k, just not through the company.

Group W Bench 10-20-2012 04:24 AM


Originally Posted by Red Forman (Post 1279866)
No, I'm a person with a little sense that can easily see how too many people at ALPA are making too much money for the product they offer. You are free to keep playing cheerleader though.

you mean products like: (1) age 65 - FAIL; (2) Scope - FAIL; (3) No progress / effort on National Seniority List - FAIL; (4) No RLA updates - FAIL; (5) Crew Rest update delays - FAIL; (6) 11 years to get KCM - FAIL; (7) Unbiased Merger Implementation (TWA) - FAIL.
(stolen from another forum)


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