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PAI - anyone ever use it?

Old 08-14-2019, 11:09 PM
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Default PAI - anyone ever use it?

Has anyone ever used the Personal accident insurance(PAI ) coverage and how does it work?
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Old 08-15-2019, 06:13 AM
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Yes. Works great. Coverage is through AIG. Sustain injury (or death), fill out claim form, submit requested documents, and then receive check. Entire process takes just a few weeks.
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Old 08-15-2019, 04:02 PM
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Originally Posted by LifeNtheFstLne View Post
Yes. Works great. Coverage is through AIG. Sustain injury (or death), fill out claim form, submit requested documents, and then receive check. Entire process takes just a few weeks.
Thanks, so let say you break your arm... they just cut you a check for the full insured amount or how do they determine how much?
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Old 08-24-2019, 12:52 PM
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I think you have to lose a body part, like amputate your arm. I might be confusing it with another policy I read though so you should read the policy.
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Old 08-25-2019, 04:17 AM
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It’s cheap insurance. Would like to see it be made available in retirement.

Term life for retirees is too expensive. For healthy individuals that lead an active lifestyle, this would be perfect.
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