Cougs-
I just wanted to say congrats on you and your family getting to a place where money is secondary and QOL is primary, it seems to be a rarity, even amongst "successful" people. I'm retired AD as well and understand the desire to maximize time at home with the family, especially if thats been a rarity in the past. I'm lucky (sorta, or maybe I planned it that way) in that I took off the last three years after retiring from AD and spent it with my family. My batteries are re-charged and I'm actually ready to go back to work now. Matter of fact, I'm looking forward to it (just got hired by a legacy). I'd recommend a planned dinner, just you and your wife to have a serious talk about your combined future and what each wants, be painfully honest with each other. Out of this decide which path (for you) will be better for your entire family and then walk that path, united. If your wife isn't onboard and supportive, any path forward will be painful. Staying home and taking care of the kids is F'ing tough and I'd much rather go to work, after experiencing this for the last three years. I'd say staying home with kids is even harder than working. Maybe your wife needs some temporary additional help, while you re-establish your career and gain seniority. Either way, if you guys made it through your AD years, I'm confident you'll figure out the next step as well. I realize I don't have Airline experience/advice to give, but just wanted to give a voice of support (I hope it came across that way). I'm gonna steal a line from another member of the forum in finishing: "Remember, in the end, being an Airline Pilot is just another job (a pretty good one though
The most important things to focus on are our Families, our Health and daily Happiness." Good luck in your decision.