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Airline Pilot Central Forums (https://www.airlinepilotforums.com/)
-   American (https://www.airlinepilotforums.com/american/)
-   -   Industry Leading without Profit Sharing?? (https://www.airlinepilotforums.com/american/84063-industry-leading-without-profit-sharing.html)

Thedude 10-01-2014 08:27 PM
Originally Posted by algflyr (Post 1738129)
The APA does offer supplemental plan that pays on top of the company plan.
The way I read it, even though you get the buy up plan through APA, your company benefits will be reduced by the amount of the buy up plan. Equaling the same net amount before the buy up.
Or, buying up is a waste of money because you gain nothing.
It is my understanding that DL does not reduces the company provided LTD payout like this.

Anybody know what LTD was before the BK contract?

Justdoinmyjob 10-02-2014 03:26 AM
Originally Posted by Thedude (Post 1738418)
It is my understanding that DL does not reduces the company provided LTD payout like this
That is correct. At Delta, the DPMA is used to cover the difference between the LTD payment and make you whole. It is only good for 24 cumulative calendar months though.

bassslayer 10-02-2014 04:17 AM
Originally Posted by Thedude (Post 1738418)
The way I read it, even though you get the buy up plan through APA, your company benefits will be reduced by the amount of the buy up plan. Equaling the same net amount before the buy up.
Or, buying up is a waste of money because you gain nothing.
It is my understanding that DL does not reduces the company provided LTD payout like this.

Anybody know what LTD was before the BK contract?
Im not sure about that. In the LTD section of the MOU it states that the APA has a plan that can be bought for an additional $1000-$6000 of benefit. The word "additional" leads me to believe it doesn't offset the company LTD. If it did, there would be no point in the APA having such a program. But maybe im reading it wrong..

algflyr 10-02-2014 04:52 AM
Originally Posted by Thedude (Post 1738418)
The way I read it, even though you get the buy up plan through APA, your company benefits will be reduced by the amount of the buy up plan. Equaling the same net amount before the buy up.
Or, buying up is a waste of money because you gain nothing.
It is my understanding that DL does not reduces the company provided LTD payout like this.

Well the plans description on the APA website says:

"This Plan provides a monthly disability benefit for each participating APA member, in addition to your Company disability benefits."

So I read it as it will not reduce the company benefits. But if it does, I agree, it seems it would be a waste of money.

eaglefly 10-02-2014 09:13 AM
Originally Posted by algflyr (Post 1738496)
Well the plans description on the APA website says:

"This Plan provides a monthly disability benefit for each participating APA member, in addition to your Company disability benefits."

So I read it as it will not reduce the company benefits. But if it does, I agree, it seems it would be a waste of money.
Sure, that's what the APA plan may say, but does THEIR definition of what THEIR benefit plan offers trump AMR's "other income" caveat ?

The entire LTD benefit at AA for pilots is a winding snake and after 4 years, the snake has many avenues to shed most of its skin, if not slither away completely. Plan accordingly.

jwes 10-02-2014 01:01 PM
I would love to know the real answer ... I'll need to talk with APA after Trainning but fear they may not be able to even explain the pitfalls

eaglefly 10-02-2014 01:57 PM
Originally Posted by jwes (Post 1738856)
I would love to know the real answer ... I'll need to talk with APA after Trainning but fear they may not be able to even explain the pitfalls
Good luck. Those who've forged forward before you and tried to get specifics got little. Those who have communicated to the leadership how important an improved LTD benefit is, have been met with silence. LTD improvements are noticeably absent from APA's initial JCBA proposal to management and it seems to be an issue that's "confidential, on the Q.T. and very,........hush, hush". :cool:

I think collectively, we'll get nothing and like it.

bassslayer 10-02-2014 02:18 PM
Originally Posted by eaglefly (Post 1738904)
Good luck. Those who've forged forward before you and tried to get specifics got little. Those who have communicated to the leadership how important an improved LTD benefit is, have been met with silence. LTD improvements are noticeably absent from APA's initial JCBA proposal to management and it seems to be an issue that's "confidential, on the Q.T. and very,........hush, hush". :cool:

I think collectively, we'll get nothing and like it.
I think you're an idiot who knows big words

The Drizzle 10-02-2014 03:07 PM
Originally Posted by bassslayer (Post 1738917)
I think you're an idiot who knows big words
http://i.imgur.com/XCoxYB8.gif

eaglefly 10-02-2014 05:17 PM
Originally Posted by bassslayer (Post 1738917)
I think you're an idiot who knows big words
If that's the case, then you think more of me then I do of you. :cool:


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