Best Credit Card
#21
Gets Weekends Off
Joined APC: Jan 2023
Posts: 1,232
I had the non-branded AMEX Platinum for a year, of which half was with SkyClub access and half without due to the embargo. The rewards for first year were good and made it easy to offset the annual fee. Their customer service was truly top notch as well. That said, without SkyClub access almost all of their benefits were just fluff to me and not worth the annual fee, which seems to be on a trajectory to continue increasing. I found myself looking at their rolling deals and on occasion found something I would have bought without the card, but for the most part their offering was luxury or just stuff I had no interest in. I really only miss the card for protection with big purchases. I did not renew and continue to use my Citi double cash and pocket the cash, since the points are almost always worth less.
I get that upgrade stuff, but with the AMEX Plat it seems to work very well for us.
Well, anyway, as Forrest Gump says "that's all I have to say about that."
#22
Gets Weekends Off
Joined APC: Oct 2017
Posts: 381
Capital One Savor. 3% cash back on dining, entertainment, groceries. No categories to sign up. I use it on the road as that’s what most of my expenses are and at the grocery store at home. No annual fee. I think it pays 1% on everything else, but I use the citi double cash card for everything else.
#23
Gets Weekends Off
Joined APC: Dec 2013
Posts: 2,236
Hello everyone. I'd like your opinion on the best credit card to use given our profession. Currently my wife and I use the Costco card and receive a decent cash back check every Feb or so but we are getting tired of Costco and may not renew our membership there. If we don't, then there's really not much of a point in keeping their Visa. What are your suggestions? Any secrets? Thanks a lot.
#25
Roll’n Thunder
Joined APC: Oct 2009
Position: Pilot
Posts: 3,552
It doesn’t have to go into an IRA, just any account at fidelity, such as a taxable brokerage account or even the basic savings account that was created if you did the emergency savings program for the $1000.
#26
Super Moderator
Joined APC: Dec 2007
Position: DAL 330
Posts: 6,868
I have the World of Hyatt Visa and as a commuter pretty much never have to pay for a Hotel room. This is also becasue my wife and kids are very thoughtful and keep my points balance quite high. I also only need about 1 room every other month.
Scoop
Scoop
#28
Gets Weekends Off
Joined APC: Oct 2013
Posts: 498
Get a good cash back visa for everyday use.
#29
New Hire
Joined APC: Jan 2024
Posts: 1
Chase Sapphire Preferred
Get the Chase Sapphire Preferred. Its has a lower annual fee than the Reserve and the same valuable points. It does have less travel perks though.
https://johnnyjet.com/chase-sapphire...d-card-review/
https://johnnyjet.com/chase-sapphire...d-card-review/
#30
Gets Weekends Off
Joined APC: Jan 2023
Posts: 1,232
I do carry a Master Card backup just in case (sometimes AMEX will shut off my card becasue they see it's being used all over the world, simple phone call fix but can be awkward finding that out when the bill is delivered and they say your card is declined - BTW had same issues with Visa and Mater Card too). But have never had an issue in any of our Int'l destinations using it. I just used it a week ago to pay the dinner and drinks bill for the crew. No issues.
Thread
Thread Starter
Forum
Replies
Last Post