Best Credit Card
01-25-2024 | 01:00 AM
#41
Line Holder
Joined: Jun 2019
Posts: 644
Likes: 13
From: Currently freeloading
We value simplicity and cash back. CostCo visa for gas (4%) and restaurants, flights, and hotels (3%), Citi DoubleCash for everything else (2%). I think we usually end up with a combined return around 2.4% without really even trying.
01-25-2024 | 02:56 AM
#42
Gets Weekends Off
Joined: Dec 2007
Posts: 6,148
Likes: 208
Citibank Rewards from Costco:
Since the Costco VISA is a Costco ID, might be worth mentioning a $60 Executive Membership gets you 2% additional cash back (on Costco purchases) and an additional year of warranty on electronics, etc ...
Had excellent service when I've needed anything from them.
- 4% on eligible gas and EV charging for the first $7,000 per year and then 1% thereafter
- 3% on restaurants and eligible travel
- 2% on all other purchases from Costco and Costco.com
- 1% on all other purchases
Since the Costco VISA is a Costco ID, might be worth mentioning a $60 Executive Membership gets you 2% additional cash back (on Costco purchases) and an additional year of warranty on electronics, etc ...
Had excellent service when I've needed anything from them.
01-25-2024 | 07:10 AM
#43
Line Holder
Joined: Jun 2016
Posts: 462
Likes: 8
01-25-2024 | 07:24 AM
#44
Line Holder
Joined: Oct 2021
Posts: 1,235
Likes: 339
01-25-2024 | 07:59 AM
#45
Has a furrowed brow
Joined: Dec 2019
Posts: 1,426
Likes: 214
01-25-2024 | 08:46 AM
#47
Gets Weekends Off
Joined: Apr 2007
Posts: 5,539
Likes: 505
The spread between standard and premium is generally .15- .25 per gallon lower at Costco. Ever notice the higher percentage of premium fuel vehicles compared to nearby stations? I get most of my 93 octane there. If you hate fuel lines try a 50A garage outlet. It's a game changer for daily driving.
01-25-2024 | 09:22 AM
#48
Gets Weekends Off
Joined: Feb 2008
Posts: 20,870
Likes: 188
01-25-2024 | 12:55 PM
#49
On Reserve
Joined: Dec 2019
Posts: 24
Likes: 0
From: PIC
I commute.
Had Amex platinum (unbranded) between the skyclub access being taken away and how much they hassle a non rev trying to get into centurion lounge I dumped it when they increased the fees (again)
For travel, dining, and international I use Chase Sapphire Reserve- priority pass restaurants are a game changer especially when you have 2 guests. Rental car insurance is a great perk and the travel credit is easy to use
Back up for that is Costco Visa. Used at Costco and for gas wherever I am. Also can get 3% cash back on dining like sapphire reserve if I want money instead of points
Citi double cash is what my family uses for everything else.
I might get bonvoy brilliant or whatever gets me enough nights to stay platinum at bonvoy and for use at their hotels if I get to 3rd quarter and I am short on nights.
Had Amex platinum (unbranded) between the skyclub access being taken away and how much they hassle a non rev trying to get into centurion lounge I dumped it when they increased the fees (again)
For travel, dining, and international I use Chase Sapphire Reserve- priority pass restaurants are a game changer especially when you have 2 guests. Rental car insurance is a great perk and the travel credit is easy to use
Back up for that is Costco Visa. Used at Costco and for gas wherever I am. Also can get 3% cash back on dining like sapphire reserve if I want money instead of points
Citi double cash is what my family uses for everything else.
I might get bonvoy brilliant or whatever gets me enough nights to stay platinum at bonvoy and for use at their hotels if I get to 3rd quarter and I am short on nights.
Do we get any points if we stay at a Bonvoy property (on an overnight), put the Bonvoy card on file, and then charge something to the card?
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