magiccarpet

Hello everyone. I'd like your opinion on the best credit card to use given our profession. Currently my wife and I use the Costco card and receive a decent cash back check every Feb or so but we are getting tired of Costco and may not renew our membership there. If we don't, then there's really not much of a point in keeping their Visa. What are your suggestions? Any secrets? Thanks a lot.

Trip7

Chase Sapphire Reserve. Gives a 3x points for money spent on travel + $300 a year credit for travel related expenses

https://www.nerdwallet.com/reviews/c...pphire-reserve

https://creditcards.chase.com/reward...pphire/reserve

FangsF15

I'm sure you will get several good options here. Personally, I use the non-branded AMEX Platinum. It's a great card for commuters especially. You get 'free' Priority Pass and Centurian lounge access (Also SkyClub, but with the NonRev Embargo, that's less useful right now). You also get gold level in several Hotel rewards programs. You get a $200 credit on the airline of your choice for non-ticket items (like food, upgrades, or a 'purchased' skyclub membership). You get a $200 Uber credit (16.66/month). You can get Global Entry/PreCheck fees reimbursed (effectively, it's a 5-year expiration, but still...), and several other credits.

The card has rewards points also, and I get probably $1000/year to spend, either back on the card, or as Amazon points, or gift cards, or...

Also, if you are still in the Guard/Reserve, you can call and they will waive/credit the membership fee, making the card free. Depending on how much you spend, they may give you all/part of the annual fee as a credit as well for "customer loyalty".

170Till5

Amex Gold if you want points. Amex Plat if you’re a commuter

bugman61

Citi double cash, 2% cash back no limits (1% purchases 1% payments). No rewards or other perks, but it’s the best cash back out there that I have found, and there’s no fee. I have a handful of store branded cards that offer 5% back for in-house purchases, and use the chase marriott card for international purchases.

Ar Pilot

Fidelity Rewards Signature Visa does 2% cash back into any qualified account you want. Can have that 2% automatically put into a Fidelity IRA.

CBreezy

As a commuter, I love my Chase Sapphire Reserve. The extra perks and benefits have made it worth it for me. Additionally, since the majority of my expenses on that card are travel (restaurants, etc), I always get 3x points.

SonicFlyer

The problem I have is that when you go to redeem the points through 3rd party vendors (like car rental places) things don't always go smoothly. I got stranded a couple of times because the vendor didn't recieve the order from Chase when I used my points to book travel.

tennisguru

I just signed up for this. I think the constant 2% cash back is better for us than the 1% with quarterly 5% categories that half the time I forget to sign up for. I also like that this card has no annual fee and no foreign transaction fees.

RAH RAH REE

I have it too and mostly like it. The only thing that is kind of bad about it is the hotel booking for 10x points, there are never any hotels available and everything shows "sold out" when its not.