401K Advisors
02-12-2024, 10:40 AM
#1
Gets Weekends Off
Thread Starter
Joined APC: Dec 2017
Posts: 658
401K Advisors
All, I’ve reached the point where I feel like I’m missing out trying to just let it stew and sit. I’m in search of an advisor/manager who’ll get in there and do better than I am. Who do you all use, what are their fees and such?
02-12-2024, 10:56 AM
#2
Kerbal Rocket Surgeon
Joined APC: Dec 2007
Position: DTW 717A
Posts: 1,099
S&P Index fund charges me 0.05% but that's because i use $STRV instead of the company option which is 0.01%. There is oodles of research out there showing that very few funds or managers beat the S&P consistently.
02-12-2024, 11:09 AM
#3
Gets Weekends Off
Joined APC: Sep 2005
Posts: 1,110
Originally Posted by captande
All, I’ve reached the point where I feel like I’m missing out trying to just let it stew and sit. I’m in search of an advisor/manager who’ll get in there and do better than I am. Who do you all use, what are their fees and such?
02-12-2024, 11:09 AM
#4
Gets Weekends Off
Joined APC: Apr 2008
Position: DAL FO
Posts: 2,143
If you’re willing to do a little bit of reading, check this guy’s blog out. The “start here” page will get you 80% to where you need to go with streamlining your financial life.
He writes about doctors, but most of their considerations are the same faced by other “high income professionals” like us.
No connection to this guy and have never given him a penny. Just all around good advice:
https://www.whitecoatinvestor.com/pe...e-for-doctors/
He writes about doctors, but most of their considerations are the same faced by other “high income professionals” like us.
No connection to this guy and have never given him a penny. Just all around good advice:
https://www.whitecoatinvestor.com/pe...e-for-doctors/
02-12-2024, 11:34 AM
#5
Gets Weekends Off
Joined APC: Apr 2017
Posts: 3,595
S&P is great, but it isn't diverse enough. You'll want international exposure too in case the US stagnates for a decade (which has happened before). Also you'll want exposure to small, and value companies because they tend to have higher rates of return than the S&P but of course are also more volatile.
02-12-2024, 11:41 AM
#6
Gets Weekends Off
Joined APC: Dec 2013
Posts: 2,236
Originally Posted by Phuz
S&P Index fund charges me 0.05% but that's because i use $STRV instead of the company option which is 0.01%. There is oodles of research out there showing that very few funds or managers beat the S&P consistently.
02-12-2024, 01:09 PM
#7
Gets Weekends Off
Joined APC: Jun 2015
Posts: 1,641
Originally Posted by captande
All, I’ve reached the point where I feel like I’m missing out trying to just let it stew and sit. I’m in search of an advisor/manager who’ll get in there and do better than I am. Who do you all use, what are their fees and such?
https://aboundwealth.com/work-with-us/
Fee-only, no commission off funds/sales.
02-12-2024, 01:28 PM
#8
Gets Weekends Off
Joined APC: Oct 2016
Posts: 325
Originally Posted by Planetrain
I handle it myself, but if I wanted to hire someone, this firm is generally honest and above board:
https://aboundwealth.com/work-with-us
/
Fee-only, no commission off funds/sales.
https://aboundwealth.com/work-with-us
/
Fee-only, no commission off funds/sales.
What is Abound Wealth’s fee structure?
Abound Wealth charges a percentage of assets under management (AUM) fee for advisory services.Assets under management isn't what most would consider fee only
02-12-2024, 02:03 PM
#9
Property of Scheduling
Joined APC: Sep 2006
Position: Bus driver
Posts: 2,524
Originally Posted by Planetrain
I handle it myself, but if I wanted to hire someone, this firm is generally honest and above board:
https://aboundwealth.com/work-with-us/
Fee-only, no commission off funds/sales.
https://aboundwealth.com/work-with-us/
Fee-only, no commission off funds/sales.
02-12-2024, 03:30 PM
#10
Gets Weekends Off
Joined APC: Apr 2007
Posts: 4,459
Originally Posted by captande
All, I’ve reached the point where I feel like I’m missing out trying to just let it stew and sit. I’m in search of an advisor/manager who’ll get in there and do better than I am. Who do you all use, what are their fees and such?
VTAX Russel 2000 small cap
VXUS Total Market International
Pick your allocation and spend the rest of your time enjoying life.
If you are doing this inside the Delta plan, there are equivalent low fee funds.
Income producing real estate is better, but takes more time vetting sponsors, acquiring NNN assets and/or managing property..
Thread
Thread Starter
Forum
Replies
Last Post
