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Hotel Kilo 02-17-2026 06:44 AM


Originally Posted by Joe Bauers (Post 4004046)
I doubt any of you guys are interested but if you are here's a starting point to understand reality for half of Americans.

https://www.unitedforalice.org/wage-tool

I grew up in a trailer park, in a single wide trailer with my mom and 3 brothers. My father was a drunk and beat my mother and us. She walked out on him taking us with her. She worked 4 jobs at one point to keep us fed and clothed and a trailer roof over our heads. She finally met a great guy and they wound up getting married.

We did not grow up rich at all. My step father worked 2 jobs most of the time and almost right up until he had a heart attack and was forced to stop working. But by then me and my brothers had already left the nest. We all worked hard. I worked hard in school, studied and did well for myself. I worked as a teen to help out as did all of my brothers. Myself, I went to college with a scholarship. One of my brothers was accepted and attended the US Air Force Academy. My other brother went into the trades, learned HVAC and now runs his own HVAC company. He's a multi-millionaire.

Despite us growing up poor, we somehow managed to make it. That's the American dream brother. We didn't ask for handouts, we didn't blame "the rich", we just set goals and worked hard to achieve them.

demon llama 02-17-2026 06:50 AM


Originally Posted by DeltaboundRedux (Post 4004191)
A fun exercise is to log onto the Social Security benefits website and look at your annual contributions over a lifetime.

Multiply that by 2 (employer pays an equal amount into Social Security).

Ask yourself if you could have done something, anything better with that pool of cash over the years.

--

(Side note: maximum SS tax for 2026 is $11,439 x 2 = $22,878 for those of us making over $180k ish this year)

Personally, I just see it as yet another tax I'll never get any benefit from. Thank god Congress hasn't removed the cap on the taxable wage base.

(For now. Although it would "fix" Social Security for awhile)

I don’t find that a useful exercise because SS was never set up to be an individual investment or retirement account.

You’re right in simply considering it as a tax that you may or may not benefit from.

gloopy 02-17-2026 06:52 AM


Originally Posted by Joe Bauers (Post 4004035)
It became a Ponzi scheme as more and more people were included in it.

The original intention was to help poor elderly people. Now we have rich airline pilots who think that they are entitled to a government handout. I didn't realize that there were so many socialist on this forum.

We are entitled to get the benefits that we paid for. The age for full benefits for future retirees will be tweaked upwards but the performance of ones other investments has no bearing on a government benefit you paid into your entire life. Also, how do you define “rich” for the purpose of stealing a lifetime of benefits from someone who paid for it for half a century?

NERD 02-17-2026 06:56 AM

Through 2025 between SS and Medicare for me is $578084( that includes the employer side)



Originally Posted by DeltaboundRedux (Post 4004191)
A fun exercise is to log onto the Social Security benefits website and look at your annual contributions over a lifetime.

Multiply that by 2 (employer pays an equal amount into Social Security).

Ask yourself if you could have done something, anything better with that pool of cash over the years.

--

(Side note: maximum SS tax for 2026 is $11,439 x 2 = $22,878 for those of us making over $180k ish this year)

Personally, I just see it as yet another tax I'll never get any benefit from. Thank god Congress hasn't removed the cap on the taxable wage base.

(For now. Although it would "fix" Social Security for awhile)


demon llama 02-17-2026 07:05 AM


Originally Posted by gloopy (Post 4004210)
We are entitled to get the benefits that we paid for.

Your SS “benefit” is whatever is active at the time you become eligible. You are not promised today’s benefit tomorrow.

SS has a marketing problem as well as an input problem.

gloopy 02-17-2026 07:08 AM


Originally Posted by demon llama (Post 4004216)
Your SS “benefit” is whatever is active at the time you become eligible. You are not promised today’s benefit tomorrow.

SS has a marketing problem as well as an input problem.

Everyone understand how it works. But it is a promised benefit and a third rail of politics. No way the wealth distributionalists will have the political capital to just steal it all after the fact. “Rich” airline pilots will still get their benefits unless the Leninists get full control.

BTW how rich is rich? If someone is rich, shouldn’t they also be stripped of Medicare and have to pay full retail inflated costs until they’re no longer “rich”? If not why not?

GogglesPisano 02-17-2026 07:22 AM


Originally Posted by Hotel Kilo (Post 4004203)
I grew up in a trailer park, in a single wide trailer with my mom and 3 brothers. My father was a drunk and beat my mother and us. She walked out on him taking us with her. She worked 4 jobs at one point to keep us fed and clothed and a trailer roof over our heads. She finally met a great guy and they wound up getting married.

We did not grow up rich at all. My step father worked 2 jobs most of the time and almost right up until he had a heart attack and was forced to stop working. But by then me and my brothers had already left the nest. We all worked hard. I worked hard in school, studied and did well for myself. I worked as a teen to help out as did all of my brothers. Myself, I went to college with a scholarship. One of my brothers was accepted and attended the US Air Force Academy. My other brother went into the trades, learned HVAC and now runs his own HVAC company. He's a multi-millionaire.

Despite us growing up poor, we somehow managed to make it. That's the American dream brother. We didn't ask for handouts, we didn't blame "the rich", we just set goals and worked hard to achieve them.

According to Joe you succeeded because of your privilege, obviously.


Hotel Kilo 02-17-2026 07:26 AM


Originally Posted by GogglesPisano (Post 4004225)
According to Joe you succeeded because of your privilege, obviously.

Our privilege was so great it earned us white bread, baloney and mayo sammiches for dinner many nights of the week...

PilotJ3 02-17-2026 07:49 AM


Originally Posted by Hotel Kilo (Post 4004229)
Our privilege was so great it earned us white bread, baloney and mayo sammiches for dinner many nights of the week...

What? You had bread? Too much food…

You’re out of touch with reality. :rolleyes:

demon llama 02-17-2026 09:14 AM


Originally Posted by gloopy (Post 4004218)
Everyone understand how it works. But it is a promised benefit and a third rail of politics. No way the wealth distributionalists will have the political capital to just steal it all after the fact. “Rich” airline pilots will still get their benefits unless the Leninists get full control.

BTW how rich is rich? If someone is rich, shouldn’t they also be stripped of Medicare and have to pay full retail inflated costs until they’re no longer “rich”? If not why not?

Not interested in engaging you in your political diatribe. But clearly not everyone understands how SS works.


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