StarClipper

I’m happy you know what we have is far superior tk anything out there. No stop supporting that POS Pancake plan which has no provision to protect the things you’re boasting about. Especially absolutely no protection for those who go out in LTD.

Noworkallplay

I understand your disdain for any formula other than the one we have. I don’t understand your assumption of false facts. It was said numerous times by the union that the current accrued benefit while on LTD would continue in any new plan also. Now back on track.

Nightflyer

"Changing from 7 to 6 credit hours per day will have no effect on your pay or number of days worked."

"Lie flat seats won't take away our first class deadheads".

"We won't negotiate to have two different retirement plans." (Unless, of course, one of them includes pancakes, in that case, everyone will have a different plan, depending on how hard they worked, and whether the legacy retirement still exists remains to be seen.)

"Those that didn't get their $25,000 VEBA bank account will get it in the next contract."

"We will fix retirement in the 2015 contract."

There have been lots of things said by the union over the years that turned out not to be true.

Read the fine print. Be spring loaded to vote no. Make them prove we are getting a good deal. Don't believe any "interpretation" anyone tells you.

The only thing that matters is what is written on the paper, and always remember that their lawyers are better than ours, so plan to lose any interpretations necessary.

Huh really

Hey, NoWonkAllBull. Any specific language you can quote that shows the LTD folks won't be left in a lurch? I remember a unattributed second hand comment attributed to a Union officer about some will be left behind. Considering the track record, trusting on this issue maybe self critiquing in an ugly way. Keep up the good work though and go get your booster #8. You probably won't get tinnitus but if you did, it probably wont effect your personal employment status.

busdriver12

No physical exam needed, however, many questions. I got turned down the first time for reporting that I saw a cardiologist, who found something trivial and in the range of normal. He had to write them a letter, requesting they reconsider, then they finally gave me the FDX MEC policy. They doubled the premium, and the cost was too crazy expensive. I dropped the policy and started the ALPA policy. Easier to get, cheaper but lower benefits. Apparently so many people stopped the FDX MEC policy after the rate jump that they started allowing more people to get it, instead of looking for any reason to say no.

Noworkallplay

The hateful 8 came to derail another thread.

Noworkallplay

I had a previous medical issue also and had no problem getting on the FDX MEC policy. The rates got cut in half about 2 years ago and the 12 month wait is what the 24 use to be. I guess like any insurance experience can vary from time to time.

busdriver12

Yeah, I think what happened after they doubled the rates, is that many people dropped the policy, and they had to entice pilots to come back and get it. I think they also decided you only had to answer one question, maybe do you have a current FAA medical. Don't know what the situation is now, if they're still making it easy and cheaper, but it's kind of odd that they can just change things at the drop of a hat if they have too many claims or not enough customers.

Noworkallplay

My understanding is the underwriter controls the rates and requirements. Luckily it has changed back towards the cheaper and better.

pwdrhound

Assuming you made $500K last year and just went out on LTD, you would get $183K (305x0.6) for the first 2 years and then 152.5K (305x0.5) till you turn 65. This is considered taxable income and would be adjusted up as the Federal limit on the $305K increases with time. If you have the supplemental LTD insurance (with 12 or 24month wait option), you would get an additional non taxable $85K (500x0.17) till you turn 65.

Does that sound about right?