threeighteen

eh, I don’t, actually.

Our pay is incredibly difficult to follow but you’re right about the overages being paid on the 15th of Jan not being a factor.

threeighteen

eh, you still have to play a lot of games that shouldn’t be necessary. What if I want to hit the max 66k early in the year and then just have the company money paid out to me as cash over cap? That should be an option too.

Laughing_Jakal

It's not "games"....it is how to achieve what you want within the mechanisms that currently exist. We don't have Cash over Cap. Regardless of what you "want"....it simply doesn't work that way, and just because you can't or don't want to understand how the system works, and how to max it out, does not matter. I'd like to defy gravity, but it's a waste of time to insist that it happen just because I want it. Your lack of understanding about how to make your existing retirement system work and your prioritizing what you "want" without understanding what do with what you have already is not something anyone can help you with. You had a problem, you were given the solution....It doesn't matter if you like it or not.

Laughing_Jakal

If you're having trouble understanding how you're paid, I can see how it might be difficult for you to follow the rest of an extensive contract. I'm really not trying to be snarky, there's really not anything you can do personally about the next contract that will influence it significantly other than vote. Your time might be better spent understanding what you're currently working with, rather than debating what you would "like"....once you're in a place where you aren't sacrificing $$ for lack of knowledge, it doesn't hurt to consider what would be good in a future contract.

It might be in your best interest to read, and become an expert on OUR Existing contract if you are having trouble understanding how we're paid and how to maximize your existing retirement contributions. Whether you like the contract, think it is un- just, or incorrect, is really irrelevant because that's what influences you directly. You have plenty of help with the ALPA site with articles explaining the tricky stuff, like maximizing contributions, what to bid while in training, etc. The likelihood is that we will be operating on "Current Book" for quite some time. It would behoove you to become an expert.

I couldn't care less either way. It's not my family, or my retirement. You indicated a lack of knowledge on something.....you asked for help. I provided the best answer I could....good luck!

Laughing_Jakal

To be clear.....You can't, it's currently not an option...period

JustInFacts

There are screen in VIPS that show you the hours you will be paid. It's not as difficult as you are making it. As Jackal has said, maybe spend more time learning our current contract than pining over what may be. This should be a priority since you have stated that you are willing to live with this current contract for years.

threeighteen

It doesn't show you all the hours, it doesn't show you all the deductions, etc... not until they've processed it, and by then its too late.

I can get it pretty close with an xcel spreadsheet, but then when I think I've got it right, they pull $1200 out for my dev bank or add $200 for my dev bank.

Figuring out what your check should look like here is easy. Figuring out what it's actually going to be is impossible.

Laughing_Jakal

Read your contract, and ask ALPA for help if you don't understand.....PRSP payments are calculated before deductions......(I will caveat that by saying that I may be wrong...If you don't take the time to look it up I won't do it for you)....take the time to read the contract.....read what ALPA has put out as far as the articles on Retirement and Insurance. If you still don't understand, you can PM me.