Alpa ltd plan

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01-10-2017 | 12:25 PM

#51

Dahlysia

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From: LDS

I agree with the 260% increase. I compared last year pay check with the 15 Jan and the Alpa ins went up X2.6

Ouch...

01-10-2017 | 05:01 PM

#52

machz990

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From: 777 CAP

I sampled a few pay stubs from 2016. I was basically paying around $100 to $115 average for the 24 month wait LTD insurance. First pay stub of 2017 is $310.72. This wasn't a big check either. Too much. I'm out.

01-10-2017 | 05:32 PM

#53

KnightFlyer

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The ALPA INS on the pay stub includes Option Life too. After subtracting that premium, My LTD with the 12 month wait went from $175 to $398; getting too rich for me with 3-5 years til retirement. Probably cancel this soon.

01-11-2017 | 02:24 AM

#54

pinseeker

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I am pretty sure that the January LTD payment is based on all pay earned in December. That would included any vacation that was sold back at the end of the year. I agree that the increase is way to much.

01-11-2017 | 03:15 AM

#55

OleDawg

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A little off subject, but I have an insurance question. Is there a waiting period before a new hire is eligible for medical insurance, and is there a per-existing condition clause?

The reason I am asking is I was just offered a class date and my wife is scheduled for minor surgery just after my expected class date. Would FedEx insurance cover that surgery?

Thanks all!

01-11-2017 | 05:21 AM

#56

pinseeker

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Quote:

Originally Posted by OleDawg

Medical coverage starts minute one on day one. That being said, I am not sure about pre-existing conditions such as planned surgery.

01-11-2017 | 05:58 AM

#57

busdriver12

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Never heard of a pre-existing condition problem with our medical. However, after you get in class, I'd find out if it needs to be pre-approved...most things don't.

01-11-2017 | 10:25 AM

#58

OleDawg

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Thanks guys (or gals)!

01-11-2017 | 04:04 PM

#59

Nightflyer

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From: Crewmember

Quote:

Originally Posted by busdriver12

Never heard of a pre-existing condition problem with our medical. However, after you get in class, I'd find out if it needs to be pre-approved...most things don't.

One of my classmates had a child with severe birth defects.

FedEx insurance would not cover his child.

He had to finish his 20 years in the military to get coverage for his child.

It might be a good idea to ask about your specific situation.

01-11-2017 | 04:12 PM

#60

Raptor

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Quote:

Originally Posted by Nightflyer

I'm surprised to hear that. One thing I've had almost no complaints about at FedEx is the buy-up health plan. Our PHB and medical book on the EHR website don't contain any language restricting pre-existing conditions afaik. I wonder if there's a master medical document that spells out more details that's not as easy to find? Anyone know?