Monthly Insurance Premiums
04-30-2016 | 10:35 AM
#1
Thread Starter
Falcon 7X Cptn
Joined: Oct 2013
Posts: 48
Likes: 0
From: Falcon 7X Cptn
Monthly Insurance Premiums
Can anyone shed some light on what they pay monthly out of pocket for their healthcare premiums? Medical, dental & vision for a family (themselves, wife & kids). What company? deductibles, etc. Thank you.
04-30-2016 | 11:47 AM
#2
Gets Weekends Off
Joined: Oct 2006
Posts: 3,688
Likes: 319
SWA.
04-30-2016 | 01:18 PM
#3
SDQ Base Chief
Joined: Mar 2006
Posts: 6,079
Likes: 41
From: 320 CA
04-30-2016 | 01:21 PM
#4
Gets Weekends Off
Joined: Jun 2006
Posts: 1,347
Likes: 0
From: A320
Monthly amounts
Family plan in the following:
Aetna Medical (I chose HMO) $548
Dental $63
Vision $8
HMO has the following for a family:
$20 copay regular
$40 copay specialist
$200 copay emergency room visit
$5 generic prescription
$30 preferred prescription
$50 non-preferred prescription
$6000 max out of pocket
04-30-2016 | 07:09 PM
#6
On Reserve
Joined: Mar 2016
Posts: 105
Likes: 0
Great thread. Here is a question that I have wondered about for a long time. For those of you that have a family member with chronic health issues, what has your insurance been like for more serious/life-long illnesses? Especially, for illnesses that require constant, and usually expensive, prescriptions. Also, what about medical devices? Full/partial/no coverage?
05-01-2016 | 04:14 AM
#7
Line Holder
Joined: Sep 2008
Posts: 219
Likes: 1
From: F-16
Great thread. Here is a question that I have wondered about for a long time. For those of you that have a family member with chronic health issues, what has your insurance been like for more serious/life-long illnesses? Especially, for illnesses that require constant, and usually expensive, prescriptions. Also, what about medical devices? Full/partial/no coverage?
05-01-2016 | 06:30 AM
#8
Child of the Magenta
Joined: Jan 2016
Posts: 387
Likes: 0
From: 737
I have the most expensive of the 3 available AA plans, called the Value Plan. I pay just over $500 a month for a family plan. $350 per person deductible, $1050 maximum deductible per family. $20 copays. It's good insurance, but it's expensive. Some of the other plans have higher deductibles, and lower premiums, but this was our best bet this year.
05-01-2016 | 06:09 PM
#10
On Reserve
Joined: Mar 2016
Posts: 105
Likes: 0
Another question: Anyone have a diabetic family member? I've heard some pretty eye opening stories about what insurance companies will and will not cover for diabetics. I'm trying to figure out what the insurance companies for the major airlines will cover? Specifically, insulin, insulin pumps and the sensors/CGMs that go with some insulin pumps. I've heard some companies don't cover some of this stuff at all, which would be thousands out of pocket each month for me.
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